S.1799 - FAIR Overdraft Coverage Act

A bill to amend the Truth in Lending Act, to establish fair and transparent practices related to the marketing and provision of overdraft coverage programs at depository insitutions, and for other purposes. view all titles (4)

All Bill Titles

  • Official: A bill to amend the Truth in Lending Act, to establish fair and transparent practices related to the marketing and provision of overdraft coverage programs at depository insitutions, and for other purposes. as introduced.
  • Short: FAIR Overdraft Coverage Act as introduced.
  • Short: Fairness and Accountability in Receiving Overdraft CoverageAct of 2009 as introduced.
  • Official: A bill to amend the Truth in Lending Act, to establish fair and transparent practices related to the marketing and provision of overdraft coverage programs at depository institutions, and for other purposes. as introduced.

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08/15/10
Here Comes the Bank Overdraft Fee Regulation: What to Expect With ...

The Fed rules also come as lawmakers in both houses of Congress are considering bills (H.R. 3904 and S. 1799) to curb overdraft abuses. The proposed bills are more far reaching than the Fed rules and include bans on multiple overdraft ...

Source: FiGuide
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08/14/10
Common Sense and Your Money: New Law August 15th on Debit Card ...

The Fed rules also come as lawmakers in both houses of Congress are considering bills (H.R. 3904 and S. 1799) to curb overdraft abuses. The proposed bills are more far reaching than the Fed rules and include bans on multiple overdraft ...

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05/12/10
S1799B - NY Senate Open Legislation - Establishes state agency ...

(F) REQUIREMENTS FOR THE APPOINTMENT OF ONE OR MORE SENIOR STAFF OF THE CORPORATION TO OVERSEE THE CORPORATION'S PROGRAMS ESTABLISHED TO S. 1799--B 6 PROMOTE AND ASSIST: (I) PARTICIPATION BY MINORITY OR WOMEN-OWNED BUSI NESS ENTERPRISES ...

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04/01/10
Consumers to Fed: Stop debit card overdraft opt-in 'scare' tactics ...

Lawmakers are considering bills (H.R. 3904 and S. 1799) that are more far reaching than the Fed rules and include bans on multiple overdraft fees during a single month. Those bills also seek to regulate how debit card transactions are ...

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03/23/10
Slange [Slang, Schlange, Schlang, Schleng], Erik Klarson | Der ...

[1] ZEDLER Bd. 34, S. 1799. [2] Landshut; HHSD VII, S. 386ff. [3] EBERMEIER, Landshut, S. 42. [4] Wittstock; HHSD X, S. 394ff. [5] Bogislav Philipp v. Chemnitz beschrieb die Schlacht; JESSEN, Dreißigjähriger Krieg, S. 373ff. ...

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03/21/10
Logbook Loans Uk Unsecure Loans Uk

And of course to oppose bills like the Overdraft Protection Act of 2009 (HR 3904) and the Fair Overdraft Coverage Act (S. 1799), both of which are lanquising in committees right now. This, from an institution that despite receiving ...

Source: inhumanwolf
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03/02/10
S1799B - NY Senate Open Legislation - Establishes state agency ...

LBD08189-09-0 S. 1799--B 2 1 AND ENTERPRISE ASSISTANCE PROGRAMS PURSUANT TO SUBDIVISIONS SEVEN, 2 EIGHT, NINE AND TEN OF SECTION ONE HUNDRED EIGHTEEN OF THIS ARTICLE. 3 S 2. Subdivision 2 of section 313 of the executive law, ...

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02/05/10
Acquisitions List: September/October 2005

The Women's Health Equity Act of 1996 (H.R. 3178/S. 1799): Legislative Summary and Overview /. Women's Policy, Inc. 1996. 347.2/W842. − Available online through LRBCAT: http://www.legis.state.wi.us/lrb/catalog ...

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01/28/10
The Business of You: Bank of Overdraft Policies Protect No One ...

She said there are two bills pending in Congress (H.R. 3904 and S. 1799) that would address a variety of consumer financial protection issues, including the regulation of overdraft fees. “The other thing I think is of concern in ...

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01/13/10
Kathleen Reardon: Watch Your Back — Banks Still At It While Senate ...

You may be interested to know that I am an original cosponsor of S. 1799, the FAIR Overdraft Coverage Act, which was introduced on October 19, 2009. Among other provisions, this legislation would prohibit banks from initiating an ...

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01/09/10
O Tempora, O Mores: Fifth Third Bank - I'm Angry and I'm NOT Going ...

I am asking for your full support for S. 1799, introduced by Senator Dodd in October of 2009 and please support H.R. 3904 which was introduced by Congresswoman Maloney. Banks and credit unions are engaging in unfair practices on a large ...

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01/05/10
Dorgan and Dodd's Retirements WIll Affect Legislation

...publicly on consumer-protection legislation addressing things like credit card industry abuses (S.414), unfair banking fees (S.1799) and fraud in the mortgage market (S.895). For the past few months, Dodd has been leading in the Senate on the drafting o

Source: OpenCongress
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12/21/09
The Keep of Imbarkus: Reply From Senator Udall

As you know, Senator Chris Dodd introduced the FAIR Overdraft Coverage Act (S.1799). This bill would make changes to the law with regard to overdraft fees and penalties in an effort to increase transparency and consumer fairness. ...

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11/28/09
Banks projected to rake in $1.8 billion in overdraft fees over ...

They support two bills -- S. 1799 in the Senate and H.R. 3904 in the House -- which would require consumer consent before being enrolled in an "overdraft protection" policy, capping fees so they more closely resemble the bank's real ...

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11/24/09
NorthWesternFinancialReview.com Blog » A few political notes

Second, the U.S. Senate Banking Committee conducted a hearing on S. 1799 last Thursday. The bill regulates overdraft protection programs, which I wrote about earlier. The American Bankers Association notes that the Federal Reserve last ...

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11/24/09
ISS - GOBBLE GOBBLE: Banks projected to rake in $1.8 billion in ...

They support two bills -- S. 1799 in the Senate and H.R. 3904 in the House -- which would require consumer consent before being enrolled in an "overdraft protection" policy, capping fees so they more closely resemble the bank's real ...

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11/22/09
Industry Wary of Proposed House Bill HR 3904 (Overdraft Payments ...

I've attended a number of meetings and conventions during the last three months and got a chance to visit with friends and other participants who all seemed to want to know about the House Bill HR 3904, the Senate Bill S. 1799 and their ...

Source: HomeATM
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11/18/09
Let regulators handle overdraft: CUNA to Senators : CU*Secure

Credit Union National Association President/CEO Dan Mica has encouraged members of the Senate Banking Committee to suspend further consideration of S. 1799, the Fairness and Accountability in Receiving Overdraft Coverage Act of 2009, ...

Source: CU*Secure
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11/17/09
Calvert Investments - ~News Article

Recently, both Senator Dodd and Congresswoman Maloney introduced bills to address abusive overdraft fees (Dodd – S. 1799; Maloney – H.R. 3904). The Dodd and Maloney bills holistically address the abusive features of today's overdraft ...

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11/17/09
Calvert Investments - ~News Article

Recently, both Senator Dodd and Congresswoman Maloney introduced bills to address abusive overdraft fees (Dodd – S. 1799; Maloney – H.R. 3904). The Dodd and Maloney bills holistically address the abusive features of today's overdraft ...

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11/17/09
Investors Weigh In on Overdraft Practices - Calvert Investments ...

Recently, both Senator Dodd and Congresswoman Maloney introduced bills to address abusive overdraft fees (Dodd – S. 1799; Maloney – H.R. 3904). The Dodd and Maloney bills holistically address the abusive features of today's overdraft ...

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11/17/09
Calvert Investments - ~News Article

Recently, both Senator Dodd and Congresswoman Maloney introduced bills to address abusive overdraft fees (Dodd – S. 1799; Maloney – H.R. 3904). The Dodd and Maloney bills holistically address the abusive features of today's overdraft ...

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11/17/09
Americans for Fairness in Lending Newsletter: Take Action! More ...

Two strong bills in Congress (H.R. 3904 and S. 1799) would add badly needed protections. Here's what the bills would do: Limit the number of overdraft fees banks can charge to one per month and six per year. ...

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11/12/09
Overdraft fees - surchur

11/17/09 - (ICBA Press Release) - The Independent Community Bankers of America (ICBA) told Congress in a written statement that the Fairness in Accountability in Receiving Overdraft Coverage Act (S. 1799) will have unintended ...

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11/08/09
Overdraft Fees Gouging Consumers « NCL's Savvy Consumer Blog

We have bills in the House (HR 3904, Congresswoman Maloney (D-NY)) and Senate (S. 1799, introduced by Senator Dodd (D-CT )) establishing the following key reforms, among others: requiring that all overdraft fees be reasonable and ...

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11/05/09
H.R.4067: Business Checking Fairness Act of 2009 - U.S. Congress ...

Users tracking H.R.4067 (1) are also tracking: Bills, People. H.R.4375 Glass-Steagall Restor... 1 · H.R.3904 Overdraft Protection ... 1 · H.R.4183 Helping Unemployed Wo... 1 · S.1799 Fairness and Accounta. ...

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11/03/09
Voices of America...Debra's View: Credit Cards raising rates as ...

S.1799 : A bill to amend the Truth in Lending Act, to establish fair and transparent practices related to the marketing and provision of overdraft coverage programs at depository institutions, and for other purposes. ...

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10/29/09
Proposed New Legislation Will Limit Your Overdraft Protection ...

The most significant development is that both bills (H.R. 3904 and S. 1799) have the backing of key leaders in both chambers. The most damaging provision in the bills is one that would limit the number of times a credit union member ...

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10/28/09
ATM Industry Association United States

It is the companion to S. 1799 (sponsored by Senate Banking Committee Chairman Chris Dodd [D-CT]). Chairman Barney Frank (D-MA) convened the hearing by saying “we wouldn't be here if you had opt-in from the beginning. ...

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10/27/09
AFFIL Supports H.R. 3904 and S. 1799 « Americans for Fairness in ...

As we blogged about before, Senator Dodd's bill (S. 1799) takes dramatic new steps to protect consumers from sneaky overdraft loans. In response to his action in the Senate, Rep. Carolyn Maloney introduced companion legislation in the ...

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