U.S. Congress - S.1927 Credit Card Rate Freeze Act of 2009
S.1927 - Credit Card Rate Freeze Act of 2009
A bill to establish a moratorium on credit card interest rate increases, and for other purposes. view all titles (2)
All Bill Titles
- Official: A bill to establish a moratorium on credit card interest rate increases, and for other purposes. as introduced.
- Short: Credit Card Rate Freeze Act of 2009 as introduced.
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Official Summary
10/27/2009--Introduced.Credit Card Rate Freeze Act of 2009 - Prohibits a creditor, during a specified nine-month period, from: (1) increasing any annual percentage rate (APR), fee, or finance charge applicable to any outstanding balance of any credit card account under an open end consumerOfficial Summary
10/27/2009--Introduced.Credit Card Rate Freeze Act of 2009 - Prohibits a creditor, during a specified nine-month period, from:(1) increasing any annual percentage rate (APR), fee, or finance charge applicable to any outstanding balance of any credit card account under an open end consumer credit plan; or
(2) changing the terms governing repayment of any outstanding balance, except as permitted by the Credit Card Accountability Responsibility and Disclosure Act of 2009. Authorizes the Board of Governors of the Federal Reserve System to prescribe implementing regulations.
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