U.S. Congress - H.R.1309 Flood Insurance Reform Act of 2011
H.R.1309 - Flood Insurance Reform Act of 2011
To extend the authorization of the national flood insurance program, to achieve reforms to improve the financial integrity and stability of the program, and to increase the role of private markets in the management of flood insurance risk, and for other purposes. view all titles (4)
All Bill Titles
- Short: Flood Insurance Reform Act of 2011 as passed house.
- Short: Flood Insurance Reform Act of 2011 as reported to house.
- Short: Flood Insurance Reform Act of 2011 as introduced.
- Official: To extend the authorization of the national flood insurance program, to achieve reforms to improve the financial integrity and stability of the program, and to increase the role of private markets in the management of flood insurance risk, and for other purposes. as introduced.
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Bill's Views
- Today: 5
- Past Seven Days: 40
- All-Time: 3,679
Latest Vote
Result: Passed - July 12, 2011
Rep. Jason Altmire [D, PA-4]
Rep. Robert Andrews [D, NJ-1]
Rep. Joe Baca [D, CA-43]
Rep. Tammy Baldwin [D, WI-2]
Rep. John Barrow [D, GA-12]
Rep. Karen Bass [D, CA-33]
Rep. Xavier Becerra [D, CA-31]
Rep. Shelley Berkley [D, NV-1]
Rep. Howard Berman [D, CA-28]
Rep. Timothy Bishop [D, NY-1]
Rep. Sanford Bishop [D, GA-2]
Rep. Earl Blumenauer [D, OR-3]
Rep. Dan Boren [D, OK-2]
Rep. Leonard Boswell [D, IA-3]
Rep. Robert Brady [D, PA-1]
Rep. Bruce Braley [D, IA-1]
Rep. Corrine Brown [D, FL-3]
Rep. George Butterfield [D, NC-1]
Rep. Lois Capps [D, CA-23]
Rep. Michael Capuano [D, MA-8]
Rep. Dennis Cardoza [D, CA-18]
Rep. Russ Carnahan [D, MO-3]
Rep. John Carney [D, DE-0]
Rep. André Carson [D, IN-7]
Rep. Kathy Castor [D, FL-11]
Rep. Ben Chandler [D, KY-6]
Rep. Judy Chu [D, CA-32]
Rep. David Cicilline [D, RI-1]
Rep. Hansen Clarke [D, MI-13]
Rep. Yvette Clarke [D, NY-11]
Rep. William Clay [D, MO-1]
Rep. Emanuel Cleaver [D, MO-5]
Rep. James Clyburn [D, SC-6]
Rep. Steve Cohen [D, TN-9]
Rep. Gerald Connolly [D, VA-11]
Rep. John Conyers [D, MI-14]
Rep. Jim Cooper [D, TN-5]
Rep. Jim Costa [D, CA-20]
Rep. Jerry Costello [D, IL-12]
Rep. Joe Courtney [D, CT-2]
Rep. Mark Critz [D, PA-12]
Rep. Joseph Crowley [D, NY-7]
Rep. Henry Cuellar [D, TX-28]
Rep. Elijah Cummings [D, MD-7]
Rep. Danny Davis [D, IL-7]
Rep. Susan Davis [D, CA-53]
Rep. Peter DeFazio [D, OR-4]
Rep. Diana DeGette [D, CO-1]
Rep. Rosa DeLauro [D, CT-3]
Rep. Norman Dicks [D, WA-6]
Rep. John Dingell [D, MI-15]
Rep. Lloyd Doggett [D, TX-25]
Rep. Joe Donnelly [D, IN-2]
Rep. Michael Doyle [D, PA-14]
Rep. Donna Edwards [D, MD-4]
Rep. Keith Ellison [D, MN-5]
Rep. Eliot Engel [D, NY-17]
Rep. Anna Eshoo [D, CA-14]
Rep. Sam Farr [D, CA-17]
Rep. Chaka Fattah [D, PA-2]
Rep. Bob Filner [D, CA-51]
Rep. Barney Frank [D, MA-4]
Rep. Marcia Fudge [D, OH-11]
Rep. John Garamendi [D, CA-10]
Rep. Charles Gonzalez [D, TX-20]
Rep. Al Green [D, TX-9]
Rep. Raymond Green [D, TX-29]
Rep. Raul Grijalva [D, AZ-7]
Rep. Luis Gutiérrez [D, IL-4]
Rep. Colleen Hanabusa [D, HI-1]
Rep. Alcee Hastings [D, FL-23]
Rep. Martin Heinrich [D, NM-1]
Rep. James Himes [D, CT-4]
Rep. Rubén Hinojosa [D, TX-15]
Rep. Mazie Hirono [D, HI-2]
Rep. Kathleen Hochul [D, NY-26]
Rep. Tim Holden [D, PA-17]
Rep. Rush Holt [D, NJ-12]
Rep. Michael Honda [D, CA-15]
Rep. Steny Hoyer [D, MD-5]
Rep. Jay Inslee [D, WA-1]
Rep. Steve Israel [D, NY-2]
Rep. Jesse Jackson [D, IL-2]
Rep. Sheila Jackson-Lee [D, TX-18]
Rep. Henry Johnson [D, GA-4]
Rep. Eddie Johnson [D, TX-30]
Rep. Marcy Kaptur [D, OH-9]
Rep. William Keating [D, MA-10]
Rep. Dale Kildee [D, MI-5]
Rep. Ronald Kind [D, WI-3]
Rep. Larry Kissell [D, NC-8]
Rep. Dennis Kucinich [D, OH-10]
Rep. James Langevin [D, RI-2]
Rep. Rick Larsen [D, WA-2]
Rep. John Larson [D, CT-1]
Rep. Barbara Lee [D, CA-9]
Rep. Sander Levin [D, MI-12]
Rep. John Lewis [D, GA-5]
Rep. Daniel Lipinski [D, IL-3]
Rep. David Loebsack [D, IA-2]
Rep. Zoe Lofgren [D, CA-16]
Rep. Nita Lowey [D, NY-18]
Rep. Ben Luján [D, NM-3]
Rep. Stephen Lynch [D, MA-9]
Rep. Carolyn Maloney [D, NY-14]
Rep. Edward Markey [D, MA-7]
Rep. Jim Matheson [D, UT-2]
Rep. Doris Matsui [D, CA-5]
Rep. Carolyn McCarthy [D, NY-4]
Rep. Betty McCollum [D, MN-4]
Rep. James McDermott [D, WA-7]
Rep. James McGovern [D, MA-3]
Rep. Mike McIntyre [D, NC-7]
Rep. Jerry McNerney [D, CA-11]
Rep. Gregory Meeks [D, NY-6]
Rep. Michael Michaud [D, ME-2]
Rep. Bradley Miller [D, NC-13]
Rep. George Miller [D, CA-7]
Rep. Gwen Moore [D, WI-4]
Rep. James Moran [D, VA-8]
Rep. Christopher Murphy [D, CT-5]
Rep. Jerrold Nadler [D, NY-8]
Rep. Grace Napolitano [D, CA-38]
Rep. Richard Neal [D, MA-2]
Rep. John Olver [D, MA-1]
Rep. William Owens [D, NY-23]
Rep. Frank Pallone [D, NJ-6]
Rep. William Pascrell [D, NJ-8]
Rep. Edward Pastor [D, AZ-4]
Rep. Donald Payne [D, NJ-10]
Rep. Nancy Pelosi [D, CA-8]
Rep. Ed Perlmutter [D, CO-7]
Rep. Gary Peters [D, MI-9]
Rep. Collin Peterson [D, MN-7]
Rep. Chellie Pingree [D, ME-1]
Rep. Jared Polis [D, CO-2]
Rep. David Price [D, NC-4]
Rep. Mike Quigley [D, IL-5]
Rep. Nick Rahall [D, WV-3]
Rep. Charles Rangel [D, NY-15]
Rep. Silvestre Reyes [D, TX-16]
Rep. Laura Richardson [D, CA-37]
Rep. Cedric Richmond [D, LA-2]
Rep. Mike Ross [D, AR-4]
Rep. Steven Rothman [D, NJ-9]
Rep. Lucille Roybal-Allard [D, CA-34]
Rep. Dutch Ruppersberger [D, MD-2]
Rep. Bobby Rush [D, IL-1]
Rep. Timothy Ryan [D, OH-17]
Rep. Loretta Sanchez [D, CA-47]
Rep. Linda Sánchez [D, CA-39]
Rep. John Sarbanes [D, MD-3]
Rep. Janice Schakowsky [D, IL-9]
Rep. Adam Schiff [D, CA-29]
Rep. Kurt Schrader [D, OR-5]
Rep. Allyson Schwartz [D, PA-13]
Rep. David Scott [D, GA-13]
Rep. Robert Scott [D, VA-3]
Rep. José Serrano [D, NY-16]
Rep. Terri Sewell [D, AL-7]
Rep. Brad Sherman [D, CA-27]
Rep. Heath Shuler [D, NC-11]
Rep. Albio Sires [D, NJ-13]
Rep. Louise Slaughter [D, NY-28]
Rep. Adam Smith [D, WA-9]
Rep. Jackie Speier [D, CA-12]
Rep. Fortney Stark [D, CA-13]
Rep. Betty Sutton [D, OH-13]
Rep. Michael Thompson [D, CA-1]
Rep. Bennie Thompson [D, MS-2]
Rep. John Tierney [D, MA-6]
Rep. Paul Tonko [D, NY-21]
Rep. Edolphus Towns [D, NY-10]
Rep. Niki Tsongas [D, MA-5]
Rep. Christopher Van Hollen [D, MD-8]
Rep. Nydia Velázquez [D, NY-12]
Rep. Peter Visclosky [D, IN-1]
Rep. Timothy Walz [D, MN-1]
Rep. Debbie Wasserman Schultz [D, FL-20]
Rep. Maxine Waters [D, CA-35]
Rep. Melvin Watt [D, NC-12]
Rep. Henry Waxman [D, CA-30]
Rep. Peter Welch [D, VT-0]
Rep. Frederica Wilson [D, FL-17]
Rep. Lynn Woolsey [D, CA-6]
Rep. David Wu [D, OR-1]
Rep. John Yarmuth [D, KY-3]
Rep. Robert Aderholt [R, AL-4]
Rep. Todd Akin [R, MO-2]
Rep. Rodney Alexander [R, LA-5]
Rep. Steve Austria [R, OH-7]
Rep. Michele Bachmann [R, MN-6]
Rep. Spencer Bachus [R, AL-6]
Rep. Lou Barletta [R, PA-11]
Rep. Roscoe Bartlett [R, MD-6]
Rep. Joe Barton [R, TX-6]
Rep. Charles Bass [R, NH-2]
Rep. Rick Berg [R, ND-0]
Rep. Judy Biggert [R, IL-13]
Rep. Brian Bilbray [R, CA-50]
Rep. Gus Bilirakis [R, FL-9]
Rep. Rob Bishop [R, UT-1]
Rep. Diane Black [R, TN-6]
Rep. Marsha Blackburn [R, TN-7]
Rep. Jo Bonner [R, AL-1]
Rep. Mary Bono Mack [R, CA-45]
Rep. Charles Boustany [R, LA-7]
Rep. Kevin Brady [R, TX-8]
Rep. Mo Brooks [R, AL-5]
Rep. Vern Buchanan [R, FL-13]
Rep. Larry Bucshon [R, IN-8]
Rep. Ann Marie Buerkle [R, NY-25]
Rep. Michael Burgess [R, TX-26]
Rep. Dan Burton [R, IN-5]
Rep. Ken Calvert [R, CA-44]
Rep. David Camp [R, MI-4]
Rep. John Campbell [R, CA-48]
Rep. Francisco Canseco [R, TX-23]
Rep. Eric Cantor [R, VA-7]
Rep. Shelley Capito [R, WV-2]
Rep. John Carter [R, TX-31]
Rep. Bill Cassidy [R, LA-6]
Rep. Steven Chabot [R, OH-1]
Rep. Howard Coble [R, NC-6]
Rep. Mike Coffman [R, CO-6]
Rep. Tom Cole [R, OK-4]
Rep. Michael Conaway [R, TX-11]
Rep. Chip Cravaack [R, MN-8]
Rep. Rick Crawford [R, AR-1]
Rep. Ander Crenshaw [R, FL-4]
Rep. John Culberson [R, TX-7]
Rep. Geoff Davis [R, KY-4]
Rep. Jeff Denham [R, CA-19]
Rep. Charles Dent [R, PA-15]
Rep. Scott DesJarlais [R, TN-4]
Rep. Mario Diaz-Balart [R, FL-21]
Rep. Bob Dold [R, IL-10]
Rep. David Dreier [R, CA-26]
Rep. Sean Duffy [R, WI-7]
Rep. Jeff Duncan [R, SC-3]
Rep. Renee Ellmers [R, NC-2]
Rep. Jo Ann Emerson [R, MO-8]
Rep. Blake Farenthold [R, TX-27]
Rep. Stephen Fincher [R, TN-8]
Rep. Michael Fitzpatrick [R, PA-8]
Rep. Chuck Fleischmann [R, TN-3]
Rep. John Fleming [R, LA-4]
Rep. Bill Flores [R, TX-17]
Rep. Randy Forbes [R, VA-4]
Rep. Jeffrey Fortenberry [R, NE-1]
Rep. Virginia Foxx [R, NC-5]
Rep. Rodney Frelinghuysen [R, NJ-11]
Rep. Cory Gardner [R, CO-4]
Rep. Scott Garrett [R, NJ-5]
Rep. Jim Gerlach [R, PA-6]
Rep. Bob Gibbs [R, OH-18]
Rep. Chris Gibson [R, NY-20]
Rep. John Gingrey [R, GA-11]
Rep. Louis Gohmert [R, TX-1]
Rep. Robert Goodlatte [R, VA-6]
Rep. Paul Gosar [R, AZ-1]
Rep. Trey Gowdy [R, SC-4]
Rep. Kay Granger [R, TX-12]
Rep. Samuel Graves [R, MO-6]
Rep. Tim Griffin [R, AR-2]
Rep. Morgan Griffith [R, VA-9]
Rep. Michael Grimm [R, NY-13]
Rep. Frank Guinta [R, NH-1]
Rep. Brett Guthrie [R, KY-2]
Rep. Ralph Hall [R, TX-4]
Rep. Richard Hanna [R, NY-24]
Rep. Gregg Harper [R, MS-3]
Rep. Andy Harris [R, MD-1]
Rep. Vicky Hartzler [R, MO-4]
Rep. Doc Hastings [R, WA-4]
Rep. Nan Hayworth [R, NY-19]
Rep. Joe Heck [R, NV-3]
Rep. Jeb Hensarling [R, TX-5]
Rep. Walter Herger [R, CA-2]
Rep. Jaime Herrera Beutler [R, WA-3]
Rep. Bill Huizenga [R, MI-2]
Rep. Randy Hultgren [R, IL-14]
Rep. Duncan Hunter [R, CA-52]
Rep. Robert Hurt [R, VA-5]
Rep. Darrell Issa [R, CA-49]
Rep. Lynn Jenkins [R, KS-2]
Rep. Bill Johnson [R, OH-6]
Rep. Timothy Johnson [R, IL-15]
Rep. Samuel Johnson [R, TX-3]
Rep. Walter Jones [R, NC-3]
Rep. Jim Jordan [R, OH-4]
Rep. Mike Kelly [R, PA-3]
Rep. Steve King [R, IA-5]
Rep. Peter King [R, NY-3]
Rep. Jack Kingston [R, GA-1]
Rep. Adam Kinzinger [R, IL-11]
Rep. John Kline [R, MN-2]
Rep. Doug Lamborn [R, CO-5]
Rep. Leonard Lance [R, NJ-7]
Rep. Jeff Landry [R, LA-3]
Rep. James Lankford [R, OK-5]
Rep. Thomas Latham [R, IA-4]
Rep. Steven LaTourette [R, OH-14]
Rep. Robert Latta [R, OH-5]
Rep. Jerry Lewis [R, CA-41]
Rep. Frank LoBiondo [R, NJ-2]
Rep. Billy Long [R, MO-7]
Rep. Frank Lucas [R, OK-3]
Rep. Blaine Luetkemeyer [R, MO-9]
Rep. Cynthia Lummis [R, WY-0]
Rep. Daniel Lungren [R, CA-3]
Rep. Donald Manzullo [R, IL-16]
Rep. Kenny Marchant [R, TX-24]
Rep. Thomas Marino [R, PA-10]
Rep. Kevin McCarthy [R, CA-22]
Rep. Michael McCaul [R, TX-10]
Rep. Thaddeus McCotter [R, MI-11]
Rep. Patrick McHenry [R, NC-10]
Rep. Howard McKeon [R, CA-25]
Rep. David McKinley [R, WV-1]
Rep. Cathy McMorris Rodgers [R, WA-5]
Rep. Patrick Meehan [R, PA-7]
Rep. John Mica [R, FL-7]
Rep. Gary Miller [R, CA-42]
Rep. Jeff Miller [R, FL-1]
Rep. Mick Mulvaney [R, SC-5]
Rep. Tim Murphy [R, PA-18]
Rep. Sue Myrick [R, NC-9]
Rep. Randy Neugebauer [R, TX-19]
Rep. Kristi Noem [R, SD-0]
Rep. Richard Nugent [R, FL-5]
Rep. Devin Nunes [R, CA-21]
Rep. Alan Nunnelee [R, MS-1]
Rep. Pete Olson [R, TX-22]
Rep. Steven Palazzo [R, MS-4]
Rep. Erik Paulsen [R, MN-3]
Rep. Steven Pearce [R, NM-2]
Rep. Mike Pence [R, IN-6]
Rep. Joseph Pitts [R, PA-16]
Rep. Todd Platts [R, PA-19]
Rep. Ted Poe [R, TX-2]
Rep. Mike Pompeo [R, KS-4]
Rep. Bill Posey [R, FL-15]
Rep. Tom Price [R, GA-6]
Rep. Tom Reed [R, NY-29]
Rep. Dennis Rehberg [R, MT-0]
Rep. Dave Reichert [R, WA-8]
Rep. Jim Renacci [R, OH-16]
Rep. Reid Ribble [R, WI-8]
Rep. Scott Rigell [R, VA-2]
Rep. David Rivera [R, FL-25]
Rep. Martha Roby [R, AL-2]
Rep. Phil Roe [R, TN-1]
Rep. Michael Rogers [R, MI-8]
Rep. Harold Rogers [R, KY-5]
Rep. Michael Rogers [R, AL-3]
Rep. Todd Rokita [R, IN-4]
Rep. Thomas Rooney [R, FL-16]
Rep. Peter Roskam [R, IL-6]
Rep. Ileana Ros-Lehtinen [R, FL-18]
Rep. Dennis Ross [R, FL-12]
Rep. Edward Royce [R, CA-40]
Rep. Jon Runyan [R, NJ-3]
Rep. Paul Ryan [R, WI-1]
Rep. Steve Scalise [R, LA-1]
Rep. Robert Schilling [R, IL-17]
Rep. Jean Schmidt [R, OH-2]
Rep. Aaron Schock [R, IL-18]
Rep. David Schweikert [R, AZ-5]
Rep. Tim Scott [R, SC-1]
Rep. Austin Scott [R, GA-8]
Rep. Peter Sessions [R, TX-32]
Rep. John Shimkus [R, IL-19]
Rep. William Shuster [R, PA-9]
Rep. Michael Simpson [R, ID-2]
Rep. Adrian Smith [R, NE-3]
Rep. Christopher Smith [R, NJ-4]
Rep. Lamar Smith [R, TX-21]
Rep. Steve Southerland [R, FL-2]
Rep. Clifford Stearns [R, FL-6]
Rep. Steve Stivers [R, OH-15]
Rep. Marlin Stutzman [R, IN-3]
Rep. John Sullivan [R, OK-1]
Rep. Lee Terry [R, NE-2]
Rep. Glenn Thompson [R, PA-5]
Rep. William Thornberry [R, TX-13]
Rep. Patrick Tiberi [R, OH-12]
Rep. Scott Tipton [R, CO-3]
Rep. Michael Turner [R, OH-3]
Rep. Frederick Upton [R, MI-6]
Rep. Timothy Walberg [R, MI-7]
Rep. Greg Walden [R, OR-2]
Rep. Daniel Webster [R, FL-8]
Rep. Allen West [R, FL-22]
Rep. Lynn Westmoreland [R, GA-3]
Rep. Edward Whitfield [R, KY-1]
Rep. Addison Wilson [R, SC-2]
Rep. Rob Wittman [R, VA-1]
Rep. Frank Wolf [R, VA-10]
Rep. Steve Womack [R, AR-3]
Rep. Rob Woodall [R, GA-7]
Rep. Todd Young [R, IN-9]
Rep. Donald Young [R, AK-0]
Rep. Bill Young [R, FL-10]
Rep. Gabrielle Giffords [D, AZ-8]
Rep. Maurice Hinchey [D, NY-22]
Roll call number 562 in the House
Question: On Passage: H R 1309 To extend the authorization of the national flood insurance program, to achieve reforms to improve the financial integrity and stability of the program, and to increase the role of private markets in the management of flood insurance risk, and for other purposes
Required percentage of 'Aye' votes: 1/2 (50%)
Percentage of 'aye' votes:
94%
Democrats Voting 'Aye'
Rep. Gary Ackerman [D, NY-5]Rep. Jason Altmire [D, PA-4]
Rep. Robert Andrews [D, NJ-1]
Rep. Joe Baca [D, CA-43]
Rep. Tammy Baldwin [D, WI-2]
Rep. John Barrow [D, GA-12]
Rep. Karen Bass [D, CA-33]
Rep. Xavier Becerra [D, CA-31]
Rep. Shelley Berkley [D, NV-1]
Rep. Howard Berman [D, CA-28]
Rep. Timothy Bishop [D, NY-1]
Rep. Sanford Bishop [D, GA-2]
Rep. Earl Blumenauer [D, OR-3]
Rep. Dan Boren [D, OK-2]
Rep. Leonard Boswell [D, IA-3]
Rep. Robert Brady [D, PA-1]
Rep. Bruce Braley [D, IA-1]
Rep. Corrine Brown [D, FL-3]
Rep. George Butterfield [D, NC-1]
Rep. Lois Capps [D, CA-23]
Rep. Michael Capuano [D, MA-8]
Rep. Dennis Cardoza [D, CA-18]
Rep. Russ Carnahan [D, MO-3]
Rep. John Carney [D, DE-0]
Rep. André Carson [D, IN-7]
Rep. Kathy Castor [D, FL-11]
Rep. Ben Chandler [D, KY-6]
Rep. Judy Chu [D, CA-32]
Rep. David Cicilline [D, RI-1]
Rep. Hansen Clarke [D, MI-13]
Rep. Yvette Clarke [D, NY-11]
Rep. William Clay [D, MO-1]
Rep. Emanuel Cleaver [D, MO-5]
Rep. James Clyburn [D, SC-6]
Rep. Steve Cohen [D, TN-9]
Rep. Gerald Connolly [D, VA-11]
Rep. John Conyers [D, MI-14]
Rep. Jim Cooper [D, TN-5]
Rep. Jim Costa [D, CA-20]
Rep. Jerry Costello [D, IL-12]
Rep. Joe Courtney [D, CT-2]
Rep. Mark Critz [D, PA-12]
Rep. Joseph Crowley [D, NY-7]
Rep. Henry Cuellar [D, TX-28]
Rep. Elijah Cummings [D, MD-7]
Rep. Danny Davis [D, IL-7]
Rep. Susan Davis [D, CA-53]
Rep. Peter DeFazio [D, OR-4]
Rep. Diana DeGette [D, CO-1]
Rep. Rosa DeLauro [D, CT-3]
Rep. Norman Dicks [D, WA-6]
Rep. John Dingell [D, MI-15]
Rep. Lloyd Doggett [D, TX-25]
Rep. Joe Donnelly [D, IN-2]
Rep. Michael Doyle [D, PA-14]
Rep. Donna Edwards [D, MD-4]
Rep. Keith Ellison [D, MN-5]
Rep. Eliot Engel [D, NY-17]
Rep. Anna Eshoo [D, CA-14]
Rep. Sam Farr [D, CA-17]
Rep. Chaka Fattah [D, PA-2]
Rep. Bob Filner [D, CA-51]
Rep. Barney Frank [D, MA-4]
Rep. Marcia Fudge [D, OH-11]
Rep. John Garamendi [D, CA-10]
Rep. Charles Gonzalez [D, TX-20]
Rep. Al Green [D, TX-9]
Rep. Raymond Green [D, TX-29]
Rep. Raul Grijalva [D, AZ-7]
Rep. Luis Gutiérrez [D, IL-4]
Rep. Colleen Hanabusa [D, HI-1]
Rep. Alcee Hastings [D, FL-23]
Rep. Martin Heinrich [D, NM-1]
Rep. James Himes [D, CT-4]
Rep. Rubén Hinojosa [D, TX-15]
Rep. Mazie Hirono [D, HI-2]
Rep. Kathleen Hochul [D, NY-26]
Rep. Tim Holden [D, PA-17]
Rep. Rush Holt [D, NJ-12]
Rep. Michael Honda [D, CA-15]
Rep. Steny Hoyer [D, MD-5]
Rep. Jay Inslee [D, WA-1]
Rep. Steve Israel [D, NY-2]
Rep. Jesse Jackson [D, IL-2]
Rep. Sheila Jackson-Lee [D, TX-18]
Rep. Henry Johnson [D, GA-4]
Rep. Eddie Johnson [D, TX-30]
Rep. Marcy Kaptur [D, OH-9]
Rep. William Keating [D, MA-10]
Rep. Dale Kildee [D, MI-5]
Rep. Ronald Kind [D, WI-3]
Rep. Larry Kissell [D, NC-8]
Rep. Dennis Kucinich [D, OH-10]
Rep. James Langevin [D, RI-2]
Rep. Rick Larsen [D, WA-2]
Rep. John Larson [D, CT-1]
Rep. Barbara Lee [D, CA-9]
Rep. Sander Levin [D, MI-12]
Rep. John Lewis [D, GA-5]
Rep. Daniel Lipinski [D, IL-3]
Rep. David Loebsack [D, IA-2]
Rep. Zoe Lofgren [D, CA-16]
Rep. Nita Lowey [D, NY-18]
Rep. Ben Luján [D, NM-3]
Rep. Stephen Lynch [D, MA-9]
Rep. Carolyn Maloney [D, NY-14]
Rep. Edward Markey [D, MA-7]
Rep. Jim Matheson [D, UT-2]
Rep. Doris Matsui [D, CA-5]
Rep. Carolyn McCarthy [D, NY-4]
Rep. Betty McCollum [D, MN-4]
Rep. James McDermott [D, WA-7]
Rep. James McGovern [D, MA-3]
Rep. Mike McIntyre [D, NC-7]
Rep. Jerry McNerney [D, CA-11]
Rep. Gregory Meeks [D, NY-6]
Rep. Michael Michaud [D, ME-2]
Rep. Bradley Miller [D, NC-13]
Rep. George Miller [D, CA-7]
Rep. Gwen Moore [D, WI-4]
Rep. James Moran [D, VA-8]
Rep. Christopher Murphy [D, CT-5]
Rep. Jerrold Nadler [D, NY-8]
Rep. Grace Napolitano [D, CA-38]
Rep. Richard Neal [D, MA-2]
Rep. John Olver [D, MA-1]
Rep. William Owens [D, NY-23]
Rep. Frank Pallone [D, NJ-6]
Rep. William Pascrell [D, NJ-8]
Rep. Edward Pastor [D, AZ-4]
Rep. Donald Payne [D, NJ-10]
Rep. Nancy Pelosi [D, CA-8]
Rep. Ed Perlmutter [D, CO-7]
Rep. Gary Peters [D, MI-9]
Rep. Collin Peterson [D, MN-7]
Rep. Chellie Pingree [D, ME-1]
Rep. Jared Polis [D, CO-2]
Rep. David Price [D, NC-4]
Rep. Mike Quigley [D, IL-5]
Rep. Nick Rahall [D, WV-3]
Rep. Charles Rangel [D, NY-15]
Rep. Silvestre Reyes [D, TX-16]
Rep. Laura Richardson [D, CA-37]
Rep. Cedric Richmond [D, LA-2]
Rep. Mike Ross [D, AR-4]
Rep. Steven Rothman [D, NJ-9]
Rep. Lucille Roybal-Allard [D, CA-34]
Rep. Dutch Ruppersberger [D, MD-2]
Rep. Bobby Rush [D, IL-1]
Rep. Timothy Ryan [D, OH-17]
Rep. Loretta Sanchez [D, CA-47]
Rep. Linda Sánchez [D, CA-39]
Rep. John Sarbanes [D, MD-3]
Rep. Janice Schakowsky [D, IL-9]
Rep. Adam Schiff [D, CA-29]
Rep. Kurt Schrader [D, OR-5]
Rep. Allyson Schwartz [D, PA-13]
Rep. David Scott [D, GA-13]
Rep. Robert Scott [D, VA-3]
Rep. José Serrano [D, NY-16]
Rep. Terri Sewell [D, AL-7]
Rep. Brad Sherman [D, CA-27]
Rep. Heath Shuler [D, NC-11]
Rep. Albio Sires [D, NJ-13]
Rep. Louise Slaughter [D, NY-28]
Rep. Adam Smith [D, WA-9]
Rep. Jackie Speier [D, CA-12]
Rep. Fortney Stark [D, CA-13]
Rep. Betty Sutton [D, OH-13]
Rep. Michael Thompson [D, CA-1]
Rep. Bennie Thompson [D, MS-2]
Rep. John Tierney [D, MA-6]
Rep. Paul Tonko [D, NY-21]
Rep. Edolphus Towns [D, NY-10]
Rep. Niki Tsongas [D, MA-5]
Rep. Christopher Van Hollen [D, MD-8]
Rep. Nydia Velázquez [D, NY-12]
Rep. Peter Visclosky [D, IN-1]
Rep. Timothy Walz [D, MN-1]
Rep. Debbie Wasserman Schultz [D, FL-20]
Rep. Maxine Waters [D, CA-35]
Rep. Melvin Watt [D, NC-12]
Rep. Henry Waxman [D, CA-30]
Rep. Peter Welch [D, VT-0]
Rep. Frederica Wilson [D, FL-17]
Rep. Lynn Woolsey [D, CA-6]
Rep. David Wu [D, OR-1]
Rep. John Yarmuth [D, KY-3]
Republicans Voting 'Aye'
Rep. Sandy Adams [R, FL-24]Rep. Robert Aderholt [R, AL-4]
Rep. Todd Akin [R, MO-2]
Rep. Rodney Alexander [R, LA-5]
Rep. Steve Austria [R, OH-7]
Rep. Michele Bachmann [R, MN-6]
Rep. Spencer Bachus [R, AL-6]
Rep. Lou Barletta [R, PA-11]
Rep. Roscoe Bartlett [R, MD-6]
Rep. Joe Barton [R, TX-6]
Rep. Charles Bass [R, NH-2]
Rep. Rick Berg [R, ND-0]
Rep. Judy Biggert [R, IL-13]
Rep. Brian Bilbray [R, CA-50]
Rep. Gus Bilirakis [R, FL-9]
Rep. Rob Bishop [R, UT-1]
Rep. Diane Black [R, TN-6]
Rep. Marsha Blackburn [R, TN-7]
Rep. Jo Bonner [R, AL-1]
Rep. Mary Bono Mack [R, CA-45]
Rep. Charles Boustany [R, LA-7]
Rep. Kevin Brady [R, TX-8]
Rep. Mo Brooks [R, AL-5]
Rep. Vern Buchanan [R, FL-13]
Rep. Larry Bucshon [R, IN-8]
Rep. Ann Marie Buerkle [R, NY-25]
Rep. Michael Burgess [R, TX-26]
Rep. Dan Burton [R, IN-5]
Rep. Ken Calvert [R, CA-44]
Rep. David Camp [R, MI-4]
Rep. John Campbell [R, CA-48]
Rep. Francisco Canseco [R, TX-23]
Rep. Eric Cantor [R, VA-7]
Rep. Shelley Capito [R, WV-2]
Rep. John Carter [R, TX-31]
Rep. Bill Cassidy [R, LA-6]
Rep. Steven Chabot [R, OH-1]
Rep. Howard Coble [R, NC-6]
Rep. Mike Coffman [R, CO-6]
Rep. Tom Cole [R, OK-4]
Rep. Michael Conaway [R, TX-11]
Rep. Chip Cravaack [R, MN-8]
Rep. Rick Crawford [R, AR-1]
Rep. Ander Crenshaw [R, FL-4]
Rep. John Culberson [R, TX-7]
Rep. Geoff Davis [R, KY-4]
Rep. Jeff Denham [R, CA-19]
Rep. Charles Dent [R, PA-15]
Rep. Scott DesJarlais [R, TN-4]
Rep. Mario Diaz-Balart [R, FL-21]
Rep. Bob Dold [R, IL-10]
Rep. David Dreier [R, CA-26]
Rep. Sean Duffy [R, WI-7]
Rep. Jeff Duncan [R, SC-3]
Rep. Renee Ellmers [R, NC-2]
Rep. Jo Ann Emerson [R, MO-8]
Rep. Blake Farenthold [R, TX-27]
Rep. Stephen Fincher [R, TN-8]
Rep. Michael Fitzpatrick [R, PA-8]
Rep. Chuck Fleischmann [R, TN-3]
Rep. John Fleming [R, LA-4]
Rep. Bill Flores [R, TX-17]
Rep. Randy Forbes [R, VA-4]
Rep. Jeffrey Fortenberry [R, NE-1]
Rep. Virginia Foxx [R, NC-5]
Rep. Rodney Frelinghuysen [R, NJ-11]
Rep. Cory Gardner [R, CO-4]
Rep. Scott Garrett [R, NJ-5]
Rep. Jim Gerlach [R, PA-6]
Rep. Bob Gibbs [R, OH-18]
Rep. Chris Gibson [R, NY-20]
Rep. John Gingrey [R, GA-11]
Rep. Louis Gohmert [R, TX-1]
Rep. Robert Goodlatte [R, VA-6]
Rep. Paul Gosar [R, AZ-1]
Rep. Trey Gowdy [R, SC-4]
Rep. Kay Granger [R, TX-12]
Rep. Samuel Graves [R, MO-6]
Rep. Tim Griffin [R, AR-2]
Rep. Morgan Griffith [R, VA-9]
Rep. Michael Grimm [R, NY-13]
Rep. Frank Guinta [R, NH-1]
Rep. Brett Guthrie [R, KY-2]
Rep. Ralph Hall [R, TX-4]
Rep. Richard Hanna [R, NY-24]
Rep. Gregg Harper [R, MS-3]
Rep. Andy Harris [R, MD-1]
Rep. Vicky Hartzler [R, MO-4]
Rep. Doc Hastings [R, WA-4]
Rep. Nan Hayworth [R, NY-19]
Rep. Joe Heck [R, NV-3]
Rep. Jeb Hensarling [R, TX-5]
Rep. Walter Herger [R, CA-2]
Rep. Jaime Herrera Beutler [R, WA-3]
Rep. Bill Huizenga [R, MI-2]
Rep. Randy Hultgren [R, IL-14]
Rep. Duncan Hunter [R, CA-52]
Rep. Robert Hurt [R, VA-5]
Rep. Darrell Issa [R, CA-49]
Rep. Lynn Jenkins [R, KS-2]
Rep. Bill Johnson [R, OH-6]
Rep. Timothy Johnson [R, IL-15]
Rep. Samuel Johnson [R, TX-3]
Rep. Walter Jones [R, NC-3]
Rep. Jim Jordan [R, OH-4]
Rep. Mike Kelly [R, PA-3]
Rep. Steve King [R, IA-5]
Rep. Peter King [R, NY-3]
Rep. Jack Kingston [R, GA-1]
Rep. Adam Kinzinger [R, IL-11]
Rep. John Kline [R, MN-2]
Rep. Doug Lamborn [R, CO-5]
Rep. Leonard Lance [R, NJ-7]
Rep. Jeff Landry [R, LA-3]
Rep. James Lankford [R, OK-5]
Rep. Thomas Latham [R, IA-4]
Rep. Steven LaTourette [R, OH-14]
Rep. Robert Latta [R, OH-5]
Rep. Jerry Lewis [R, CA-41]
Rep. Frank LoBiondo [R, NJ-2]
Rep. Billy Long [R, MO-7]
Rep. Frank Lucas [R, OK-3]
Rep. Blaine Luetkemeyer [R, MO-9]
Rep. Cynthia Lummis [R, WY-0]
Rep. Daniel Lungren [R, CA-3]
Rep. Donald Manzullo [R, IL-16]
Rep. Kenny Marchant [R, TX-24]
Rep. Thomas Marino [R, PA-10]
Rep. Kevin McCarthy [R, CA-22]
Rep. Michael McCaul [R, TX-10]
Rep. Thaddeus McCotter [R, MI-11]
Rep. Patrick McHenry [R, NC-10]
Rep. Howard McKeon [R, CA-25]
Rep. David McKinley [R, WV-1]
Rep. Cathy McMorris Rodgers [R, WA-5]
Rep. Patrick Meehan [R, PA-7]
Rep. John Mica [R, FL-7]
Rep. Gary Miller [R, CA-42]
Rep. Jeff Miller [R, FL-1]
Rep. Mick Mulvaney [R, SC-5]
Rep. Tim Murphy [R, PA-18]
Rep. Sue Myrick [R, NC-9]
Rep. Randy Neugebauer [R, TX-19]
Rep. Kristi Noem [R, SD-0]
Rep. Richard Nugent [R, FL-5]
Rep. Devin Nunes [R, CA-21]
Rep. Alan Nunnelee [R, MS-1]
Rep. Pete Olson [R, TX-22]
Rep. Steven Palazzo [R, MS-4]
Rep. Erik Paulsen [R, MN-3]
Rep. Steven Pearce [R, NM-2]
Rep. Mike Pence [R, IN-6]
Rep. Joseph Pitts [R, PA-16]
Rep. Todd Platts [R, PA-19]
Rep. Ted Poe [R, TX-2]
Rep. Mike Pompeo [R, KS-4]
Rep. Bill Posey [R, FL-15]
Rep. Tom Price [R, GA-6]
Rep. Tom Reed [R, NY-29]
Rep. Dennis Rehberg [R, MT-0]
Rep. Dave Reichert [R, WA-8]
Rep. Jim Renacci [R, OH-16]
Rep. Reid Ribble [R, WI-8]
Rep. Scott Rigell [R, VA-2]
Rep. David Rivera [R, FL-25]
Rep. Martha Roby [R, AL-2]
Rep. Phil Roe [R, TN-1]
Rep. Michael Rogers [R, MI-8]
Rep. Harold Rogers [R, KY-5]
Rep. Michael Rogers [R, AL-3]
Rep. Todd Rokita [R, IN-4]
Rep. Thomas Rooney [R, FL-16]
Rep. Peter Roskam [R, IL-6]
Rep. Ileana Ros-Lehtinen [R, FL-18]
Rep. Dennis Ross [R, FL-12]
Rep. Edward Royce [R, CA-40]
Rep. Jon Runyan [R, NJ-3]
Rep. Paul Ryan [R, WI-1]
Rep. Steve Scalise [R, LA-1]
Rep. Robert Schilling [R, IL-17]
Rep. Jean Schmidt [R, OH-2]
Rep. Aaron Schock [R, IL-18]
Rep. David Schweikert [R, AZ-5]
Rep. Tim Scott [R, SC-1]
Rep. Austin Scott [R, GA-8]
Rep. Peter Sessions [R, TX-32]
Rep. John Shimkus [R, IL-19]
Rep. William Shuster [R, PA-9]
Rep. Michael Simpson [R, ID-2]
Rep. Adrian Smith [R, NE-3]
Rep. Christopher Smith [R, NJ-4]
Rep. Lamar Smith [R, TX-21]
Rep. Steve Southerland [R, FL-2]
Rep. Clifford Stearns [R, FL-6]
Rep. Steve Stivers [R, OH-15]
Rep. Marlin Stutzman [R, IN-3]
Rep. John Sullivan [R, OK-1]
Rep. Lee Terry [R, NE-2]
Rep. Glenn Thompson [R, PA-5]
Rep. William Thornberry [R, TX-13]
Rep. Patrick Tiberi [R, OH-12]
Rep. Scott Tipton [R, CO-3]
Rep. Michael Turner [R, OH-3]
Rep. Frederick Upton [R, MI-6]
Rep. Timothy Walberg [R, MI-7]
Rep. Greg Walden [R, OR-2]
Rep. Daniel Webster [R, FL-8]
Rep. Allen West [R, FL-22]
Rep. Lynn Westmoreland [R, GA-3]
Rep. Edward Whitfield [R, KY-1]
Rep. Addison Wilson [R, SC-2]
Rep. Rob Wittman [R, VA-1]
Rep. Frank Wolf [R, VA-10]
Rep. Steve Womack [R, AR-3]
Rep. Rob Woodall [R, GA-7]
Rep. Todd Young [R, IN-9]
Rep. Donald Young [R, AK-0]
Rep. Bill Young [R, FL-10]
Others Voting 'Aye'
Democrats Voting 'Abstain'
Rep. Ted Deutch [D, FL-19]Rep. Gabrielle Giffords [D, AZ-8]
Rep. Maurice Hinchey [D, NY-22]
Republicans Voting 'Abstain'
Others Voting 'Abstain'
Official Summary
7/12/2011--Passed House amended. Flood Insurance Reform Act of 2011 - (Sec. 2) Amends the National Flood Insurance Act of 1968 (NFIA) to extend through FY2016 the financing for National Flood Insurance Program (Program). (Sec. 3) Amends the Flood Disaster Protection Act of 1973 (FDPA) to aOfficial Summary
7/12/2011--Passed House amended. Flood Insurance Reform Act of 2011 -(Sec. 2)
Amends the National Flood Insurance Act of 1968 (NFIA) to extend through FY2016 the financing for National Flood Insurance Program (Program).(Sec. 3)
Amends the Flood Disaster Protection Act of 1973 (FDPA) to authorize the Administrator of the Federal Emergency Management Agency (FEMA) to suspend temporarily the mandatory flood insurance purchase requirement for areas designated as having special flood hazards, if they meet certain eligibility requirements. Authorizes the Administrator, upon request of the relevant local government authority, to extend such suspension period for an additional 12 months if the Administrator finds that more than adequate progress has been made on the construction of a flood protection system for the area. Excludes from such extension certain improved real estate or mobile home properties with new mortgages. Revises the requirement that the lender or servicer of a loan, in the case of a borrower who has failed to purchase flood insurance, purchase it on the borrower's behalf and charge the borrower for the cost of the premiums and fees incurred. Includes among such premiums or fees those incurred for coverage beginning on the date on which flood insurance coverage either lapsed or did not provide a sufficient coverage amount. Requires a lender or servicer who receives confirmation of a borrower's existing flood insurance coverage to terminate force-placed insurance and refund to the borrower all force-placed insurance premiums (including related fees). Requires each federal entity for lending regulation to direct regulated lending institutions to accept private flood insurance if it meets federal flood insurance requirements. Requires each federal agency lender, as well as the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac), to accept private flood insurance as satisfaction of the flood insurance purchase requirement if it meets such requirements.(Sec. 4)
Amends NFIA to prescribe minimum annual flood insurance deductibles of $2,000 for subsidized rate properties and of $1,000 for actuarial rate properties. Revises the requirement that additional flood insurance in excess of specified limits be made available to any residential building for which the risk premium is determined in accordance with certain requirements so as to enable the insured or insurance applicant to receive coverage up to an aggregate liability of $250,000. Specifies that such additional flood insurance be made available only to a residential building designed for the occupancy of from one to four families. Applies the $250,000 aggregate flood insurance liability to any single building of that description. Makes technical revisions to analogous requirements for additional flood insurance in the case of any nonresidential building, including a church. Sets forth a formula for indexing maximum coverage limits. Prescribes optional coverage of up to:(1) $5,000 aggregate liability for any necessary increases in living expenses for loss of use of a personal residence, and
(2) $20,000 for business interruption with regard to any commercial property or other residential property, including multifamily rental property. Requires flood insurance regulations to allow payment of flood insurance premiums in installments, at increased chargeable premium rates and surcharges. Specifies the coverage of a new flood insurance policy on properties affected by floods in progress during the 30-day waiting period before the policy's effective date. Covers damage to the property resulting from such a flood that occurs after expiration of the waiting period, but only if the property has not suffered damage or loss as a result of that flood before expiration of the period.
(Sec. 5)
Raises from 10% to 20% of the average of the risk premium rates for the properties concerned the annual limitation on premium increases. Schedules a 5-year phase-in of chargeable risk premium rates, in annual 20% increments, for flood insurance coverage for an area that has been upgraded to a special flood hazard area (newly mapped risk premium rate area). Specifies a different 5-year phase-in period for a risk premium in the case of preferred risk rate areas. Limits to the applicable estimated risk premium (actuarial) rate for an area the chargeable rate for:(1) any nonresidential (commercial) property,
(2) second homes and vacation homes,
(3) single-family properties (built or improved before the end of 1974) sold to new owners,
(4) property sustaining over 50% flood damage or over 30% improvement after enactment of this Act, and
(5) any severe repetitive loss property. Prohibits extension of subsidized rates for policies lapsed as a result of the policy holder's deliberate choice. Makes communities making adequate progress at reconstruction or improvement to 100-year frequency flood protection systems eligible for premium flood insurance rates that would apply if the reconstruction or improvement were completed. Revises requirements for special flood hazard rates for a community in the process of restoring flood protection afforded by a system previously accredited as providing 100-year frequency flood protection but no longer does so. Requires application of such rates without respect to the level of federal investment or participation in the restoration effort. Allows nonfederal, including private, entities that own, operate, maintain, or repair flood protection systems (instead of a federal agency) to determine whether a flood protection system is restorable.
(Sec. 6)
Establishes the Technical Mapping Advisory Council, chaired by the Administrator, to develop new mapping standards for 100-year flood insurance rate maps. Requires the Administrator to ensure that Council membership has a balance of federal, state, local, and private members, including representatives from the states with coastline on the Gulf of Mexico and other states containing areas identified by the Administrator of FEMA as at high-risk for flooding or special flood hazard areas. Terminates the Council after five years. Prohibits the Administrator, until the Council submits proposed new mapping standards, from making effective any new or updated rate maps for flood insurance coverage under the Program that were not in effect as of enactment of this Act, or otherwise revising, updating, or changing the flood insurance rate maps in effect as of such date. Authorizes the Administrator, however, to modify flood insurance rate maps in effect during such moratorium, but only pursuant to a letter of map change.(Sec. 7)
Instructs the Administrator to:(1) establish new rate maps based upon the Council's standards and recommendations, and
(2) update flood insurance rate maps accordingly. Exempts from mandatory flood insurance purchase and compliance requirements property located in a special flood hazard area if the property owner submits an elevation certificate showing that the lowest level of the primary residence on such property is at least three feet higher than the elevation of the 100-year floodplain. Prohibits the Administrator from:
(1) charging a fee for reviewing the flood hazard data; or
(2) issuing flood insurance maps, or making effective updated flood insurance maps, that omit or disregard the actual protection afforded by an existing levee, floodwall, pump, or other flood protection feature, regardless of its accreditation status.
(Sec. 9)
Requires the Administrator and the Comptroller General each to study options, methods, and strategies for privatizing the Program. Authorizes the Administrator to implement appropriate private risk-management initiatives to determine the capacity of private insurers, reinsurers, and financial markets to assist communities, on a voluntary basis only, in managing the full range of financial risks associated with flooding. Requires the Administrator to assess private sector response to a request for proposals to assume a portion of the Program's insurance risk. Authorizes the Administrator to secure flood reinsurance coverage from private market insurance, reinsurance, and capital market sources, including through an industry flood insurance pool, at reasonable and appropriate rates sufficient to maintain the ability of the Program to pay claims, minimizing the likelihood that the Program will utilize its borrowing authority. Requires the Administrator to assess annually the Program's claims-paying ability, including its utilization of private sector reinsurance and reinsurance equivalents, with and without reliance on FEMA borrowing authority.(Sec. 10)
Instructs the Administrator to report annually to Congress on the financial status of the Program and of the National Flood Insurance Fund, including current and projected levels of claims, premium receipts, expenses, and borrowing under the Program.(Sec. 11)
Modifies the mitigation assistance grant program for:(1) states and communities to cover mitigation activities that reduce flood damage to severe repetitive loss structures, and
(2) property owners in the form of direct grants to implement mitigation activities that reduce flood damage to individual structures for which two or more claim payments for losses have been made under flood insurance coverage if the Administrator determines that neither the relevant state or community has the capacity to manage such grants. Repeals authority for planning assistance grants. Changes from flood risk mitigation to multi-hazard risk mitigation the plan a state or community is required to develop to be eligible for mitigation assistance. Requires the plan to examine reduction of losses rather than provide protection against them. Directs the Administrator give priority to funding activities that will result in the greatest savings to the National Flood Insurance Fund (NFI Fund), including repetitive and severe repetitive loss structures. Removes beach nourishment from the list of eligible mitigation activities. Adds to the list activities for:
(1) elevation, relocation, and floodproofing of utilities (including equipment that serve structures);
(2) development or update of state, local, or Indian tribal mitigation plans; and
(3) personnel costs for state staff that provide technical assistance to communities to identify eligible activities, develop grant applications, and implement grants. Directs the Administrator to consider as an activity eligible for mitigation assistance the demolition and rebuilding of properties to at least base flood levels or higher, if required by either the Administrator or any governmental ordinance. Authorizes grants for eligible mitigation activities including:
(1) severe repetitive loss structures, up to 100% of all eligible costs;
(2) repetitive loss structures, up to 90% of all eligible costs; and
(3) all other mitigation activities, in an amount up to 75% of all eligible costs. Increases the administrative penalty for a state's or community's failure to provide matching funds. Limits to $40 million per fiscal year the amount of funding for severe repetitive loss structures. Eliminates:
(1) the grants Program for repetitive insurance claims properties, and
(2) the pilot Program for mitigation of severe repetitive loss properties. Increases the amounts available from the NFI Fund to the National Flood Mitigation Fund (NFM Fund) for specified activities. Declares that amounts made available in the NFM Fund shall not be subject to offsetting collections through premium rates for flood insurance coverage. Revises requirements for additional flood insurance coverage for the costs of compliance with community land use and control measures to eliminate coverage for properties for which an offer of mitigation assistance is made under the repetitive loss priority program and individual priority property program.
(Sec. 12)
Amends the FDPA to direct the Administrator to notify residents of special flood hazard areas annually of the mandatory flood insurance purchase requirement, rate phase-ins for such properties, and related information.(Sec. 13)
Amends the NFIA to require the Administrator to notify:(1) Members of Congress whose districts or states would be affected of any significant action relating to any revision or update of any floodplain area or flood-risk zone,
(2) tenants of the availability of contents insurance for property located in a special flood hazard area, and
(3) policy holders annually regarding direct management by FEMA of their flood insurance policy and of the option to purchase flood insurance directly administered by an insurance company.
(Sec. 14)
Revises notification requirements for the Administrator in establishing projected flood elevations for land use purposes. Requires direct written first class mail notification to each owner of real property affected by the proposed elevations about the status of such property and the process for appealing the flood elevation determination.(Sec. 17)
Amends the Real Estate Settlement Procedures Act of 1974 (RESPA) to require a lender's good faith estimate for loan applicants to disclose:(1) the availability of flood insurance for residential real estate both in and out of a special flood hazard area, and
(2) that the escrowing of flood insurance payments is required for many loans.
(Sec. 18)
Amends the NFIA to provide reimbursement for costs incurred by homeowners and communities obtaining letters of map amendment due to a bona fide FEMA error.(Sec. 19)
Directs the Administrator, when updating flood insurance maps, to communicate with communities located in areas where flood insurance rate maps have not been updated in 20 years or more and state emergency agencies to resolve outstanding issues, provide technical assistance, and disseminate all necessary information to reduce the prevalence of outdated maps in flood-prone areas.(Sec. 20)
Requires the Administrator, when revising or updating areas with special flood hazards, to provide each owner of a property to be newly included in such an area a copy of the proposed revised or updated flood insurance maps,together with information regarding the appeals process.(Sec. 21)
Declares eligible for flood insurance any property otherwise in compliance with the Program even it has a swimming pool located at ground level or in the space below the lowest floor of a building after November 30 and before June 1 (outside hurricane season) if the pool is enclosed with non-supporting breakaway walls.(Sec. 22)
Specifies information for an insured having flood insurance coverage by the Administrator or by a company, insurer, or entity offering flood insurance coverage under the National Flood Insurance Program (a participating company) when the insured also has wind or other homeowners (multiple perils) coverage from any company, insurer, or other entity covering property that is covered by the flood insurance. Requires the Administrator and the participating company, upon the insured's request, to provide to the insured:(1) a copy of the estimate of structure damage,
(2) proofs of loss,
(3) additional documentation relied upon by the Administrator or participating company in determining whether the damage was caused by flood or any other peril, and
(4) the final determination on the claim. Applies this requirement only with respect to a request made after:
(1) the Administrator or the participating company, or both, have issued a final decision on the flood claim involved; and
(2) resolution of all appeals with respect to such claim.
(Sec. 23)
Authorizes the Administrator to refuse to accept the transfer of the administration of flood insurance policies that are written and administered by any insurance company, other insurer, or any insurance agent or broker.(Sec. 24)
Directs the Administrator to:(1) notify a local television and radio station when establishing projected flood elevations with respect to certain communities; and
(2) grant an additional 90-day extension of the initial 90-day period for appeals if an affected community certifies that there are property owners or lessees who are unaware of the statutory period to appeal proposed flood elevation determinations, and the community will use the time extension to notify those affected.
(Sec. 25)
) Directs the Administrator to establish a separate National Flood Insurance Reserve Fund to meet expected future obligations of the flood insurance Program. Prescribes a reserve ratio and phase-in requirements for the Fund.(Sec. 26)
Amends the Housing and Community Development Act of 1974 to make eligible for assistance under the Community Development Block Grants (CDBG) Program:(1) certain activities supplementing existing state or local funding for administration of building code enforcement by local building code enforcement departments, and
(2) floodplain management outreach and education activities of local governmental agencies to encourage and facilitate purchase of flood insurance protection by owners and renters.
(Sec. 28)
Directs the Administrator to:(1) report to Congress on procedures to limit the percentage of flood insurance policies directly managed by FEMA to a maximum of 10% of the aggregate number of all flood insurance policies in force under the Program, and
(2) reduce to a 10% maximum the number of flood insurance policies directly managed by either FEMA or its non-insurer direct servicing contractor.
(Sec. 29)
Directs the Administrator and Comptroller General each to study options, methods, and strategies for offering and incorporating voluntary community-based flood insurance policy options into the Program.(Sec. 30)
Directs the Administrator to study the impact, effectiveness, and feasibility of amending the NFIA to include widely used and nationally recognized building codes as part of the floodplain management criteria.(Sec. 31)
Directs the National Academy of Sciences to study methods for understanding graduated risk behind levees and the associated land development, insurance, and risk communication dimensions.(Sec. 32)
Requires the Administrator to:(1) review the processes and procedures for determining that a flood event has commenced or is in progress for flood insurance purposes, and for providing public notification that such an event has commenced or is in progress; and
(2) plan how to repay within 10 years all amounts owed pursuant to NFIA on notes and obligations approved by the President, including any previously borrowed but not yet repaid.
(Sec. 34)
Prohibits any cause of action or claim from being brought against the United States for violation of any notification requirement imposed by this Act.(Sec. 35)
Authorizes the Secretary of the Army, upon request of a governmental entity, to evaluate a levee system that was designed or constructed by the Secretary for the purposes of the National Flood Insurance Program....Read the Rest
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Source:
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Despite the fact that the Senate has had 10 months to move on H.R. 1309 or a substitute, H.R. 5740 author Rep. Judy Biggert (R-Ill.) hopes the extra month proposed in H.R. 5740 aims to give the senate more time to work with the long-term extension passed .
Source:
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05/15/12
House to approve short-term federal flood insurance extension this week
That bill — H.R. 1309 from Rep. Judy Biggert (R-Ill.) — passed easily in a 406-22 vote, and most of the "no" votes came from Republicans who want the federal government to leave flood insurance to the private sector. Since that July vote, the Senate ..
Source:
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That bill, H.R.1309 the Flood Insurance Reform Act of 2011, has passed the House of Representatives and awaiting action in the United States Senate.? Despite media reports that are indicating ?progress? in the Senate on passing the ...
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05/25/12
60-Day Flood Insurance Extension Expected to Pass Congress ...
That bill, H.R.1309 the Flood Insurance Reform Act of 2011, has passed the House of Representatives and awaiting action in the United States Senate.? Despite media reports that are indicating ?progress? in the Senate on passing the ...
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superzeitgeist
05/24/12
60-Day Flood Insurance Extension Expected to Pass Congress ...
That bill, H.R.1309 the Flood Insurance Reform Act of 2011, has passed the House of Representatives and awaiting action in the United States Senate. Despite media reports that are indicating “progress” in the Senate on ...
Source:
Kim McClellan
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See All Letters (1)Users tracking H.R.1309 (4) are also tracking:
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