U.S. Congress - H.R.6363 Credit Access and Inclusion Act
H.R.6363 - Credit Access and Inclusion Act
To amend the Fair Credit Reporting Act to clarify Federal law with respect to reporting positive consumer credit information to consumer reporting agencies by public utility companies, and for other purposes. view all titles (2)
All Bill Titles
- Short: Credit Access and Inclusion Act as introduced.
- Official: To amend the Fair Credit Reporting Act to clarify Federal law with respect to reporting positive consumer credit information to consumer reporting agencies by public utility companies, and for other purposes. as introduced.
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Official Summary
9/10/2012--Introduced.Credit Access and Inclusion Act - Amends the Fair Credit Reporting Act, with respect to the responsibilities of furnishers of information to consumer reporting agencies, to declare that nothing in the Act or related regulations shall be construed as to prohibit a persOfficial Summary
9/10/2012--Introduced.Credit Access and Inclusion Act - Amends the Fair Credit Reporting Act, with respect to the responsibilities of furnishers of information to consumer reporting agencies, to declare that nothing in the Act or related regulations shall be construed as to prohibit a person from furnishing to a consumer reporting agency certain consumer identifying information, including:(1) consumer's full name, telephone number, mother's maiden name, address, zip code, date of birth, any generational designation, or Social Security number;
(2) transactions or experiences between the consumer and the person furnishing the information; and
(3) the performance of the consumer's obligations under a real property lease, a subscription agreement, or an account of a public utility service (subject to certain limitations).
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Organizations Supporting H.R.6363
- Policy and Economic Research Council
- Center for Financial Services Innovation
Organizations Opposing H.R.6363
- Community Service Society
- Ohio Partners for Affordable Energy
- The Utility Reform Network
- Action, Inc.
- Consumer Action
- National Fair Housing Alliance
- ...and 7 more. See all.
See the money trail behind this bill for more info on how campaign contributions may be influencing senators' and representatives' votes.
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