H.R.1206 - Access to Professional Health Insurance Advisors Act of 2011

To amend title XXVII of the Public Health Service Act to preserve consumer and employer access to licensed independent insurance producers. view all titles (3)

All Bill Titles

  • Short: Access to Professional Health Insurance Advisors Act of 2011 as reported to house.
  • Official: To amend title XXVII of the Public Health Service Act to preserve consumer and employer access to licensed independent insurance producers. as introduced.
  • Short: Access to Professional Health Insurance Advisors Act of 2011 as introduced.

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Introduced
 
House
Passes
 
Senate
Passes
 
President
Signs
 

 
03/17/11
 
 
 
 
 
 
 

Sponsor

Representative

Mike Rogers

R-MI

View Co-Sponsors (221)

Official Summary

Access to Professional Health Insurance Advisors Act of 2011 - Amends the Public Health Service Act to exclude remuneration paid for licensed independent insurance producers from administrative cost calculations for purposes of calculating the medical-loss ratio of a health insurance plan.

Official Summary

Access to Professional Health Insurance Advisors Act of 2011 - Amends the Public Health Service Act to exclude remuneration paid for licensed independent insurance producers from administrative cost calculations for purposes of calculating the medical-loss ratio of a health insurance plan. Defines \"independent insurance producer\" to mean an insurance agent or broker, insurance consultant, benefit specialist, limited insurance representative, and any other person required to be licensed under the laws of the particular state to sell, solicit, negotiate, service, effect, procure, renew, or bind policies of insurance coverage or offer advice, counsel, opinions, or services related to insurance. Requires the Secretary of Health and Human Services (HHS), when a state requests an adjustment of a medical-loss ratio, to defer to the state's findings and determinations as to whether enforcing the required medical-loss ratio may destabilize the individual or small group markets for health insurance.

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Organizations Supporting H.R.1206

  • National Association of Professional Insurance Agents
  • National Association of Insurance Commissioners

Organizations Opposing H.R.1206

  • Consumer Watchdog


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