H.R.2211 - Accuracy in Reporting Medical Debt Act of 2013

To amend the Fair Debt Collection Practices Act to provide for a timetable for verification of medical debt and to increase the efficiency of credit markets with more perfect information. view all titles (2)

All Bill Titles

  • Official: To amend the Fair Debt Collection Practices Act to provide for a timetable for verification of medical debt and to increase the efficiency of credit markets with more perfect information. as introduced.
  • Short: Accuracy in Reporting Medical Debt Act of 2013 as introduced.

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Introduced
 
House
Passes
 
Senate
Passes
 
President
Signs
 

 
05/24/13
 
 
 
 
 
 
 

Official Summary

Accuracy in Reporting Medical Debt Act of 2013 - Amends the Fair Debt Collection Practices Act to prohibit debt collectors, during a 120-day period, from reporting a medical debt (arising from the receipt of medical services, products, or devices) to any consumer reporting agency if the con

Official Summary

Accuracy in Reporting Medical Debt Act of 2013 - Amends the Fair Debt Collection Practices Act to prohibit debt collectors, during a 120-day period, from reporting a medical debt (arising from the receipt of medical services, products, or devices) to any consumer reporting agency if the consumer, within a specified timeframe, disputes the validity of such debt through a written statement that the consumer is:
(1) continuing to communicate with an insurance company to determine coverage for the debt,
(2) disputing the amount or existence of the debt, or
(3) awaiting a determination on an application for financial assistance when the consumer provides evidence of such application. Prohibits this Act from having any effect on when a debt collector may engage in activities to collect or attempt to collect any debt owed or due or asserted to be owed.

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