H.R.3316 - Identity Theft Protection Act of 2007

To amend the Fair Credit Reporting Act to provide individuals the ability to control access to their credit reports, and for other purposes. view all titles (2)

All Bill Titles

  • Official: To amend the Fair Credit Reporting Act to provide individuals the ability to control access to their credit reports, and for other purposes. as introduced.
  • Short: Identity Theft Protection Act of 2007 as introduced.

This Bill currently has no wiki content. If you would like to create a wiki entry for this bill, please Login, and then select the wiki tab to create it.

Bill’s Views

  • Today: 2
  • Past Seven Days: 2
  • All-Time: 2,071
 
Introduced
 
House
Passes
 
Senate
Passes
 
President
Signs
 

 
08/02/07
 
 
 
 
 
 
 

Official Summary

Identity Theft Protection Act of 2007 - Amends the Fair Credit Reporting Act to authorize a consumer to request a consumer reporting agency to place a security freeze upon his or her consumer report. Prohibits a consumer reporting agency, if a security freeze is in place, from releasing a c

Official Summary

Identity Theft Protection Act of 2007 - Amends the Fair Credit Reporting Act to authorize a consumer to request a consumer reporting agency to place a security freeze upon his or her consumer report. Prohibits a consumer reporting agency, if a security freeze is in place, from releasing a consumer report to a third party without prior express authorization from the consumer.Prescribes procedures for removal and temporary suspension of a security freeze.Requires a consumer reporting agency to notify the consumer in writing before removing the security freeze.Identifies specified entities, including governmental agencies, to which these prohibitions and requirements do not apply.Permits a consumer reporting agency to charge a fee for placing or temporarily suspending a security freeze on a consumer report.Prohibits a consumer reporting agency from charging a fee for placing, removing, or temporarily suspending a security freeze if a consumer:
(1) has either filed a police report, or made a complaint to a police department concerning identity theft; or
(2) has received notice that a breach of data security has occurred with respect to information required by law to be maintained securely and in confidence.Exempts specified entities from this Act, including certain aggregators and other agencies acting only as resellers of credit information which do not maintain a permanent data base of consumer information from which new consumer reports are produced.

...Read the Rest




Vote on This Bill

-% Users Support Bill

0 in favor / 0 opposed
 

Send Your Rep a Letter

about this bill Support Oppose Tracking
Track with MyOC