H.R.5633 - Nondiscriminatory Use of Consumer Reports and Consumer Information Act of 2008

To amend the Fair Credit Reporting Act to prohibit certain discriminatory uses of consumer reports and consumer information in connection with certain personal lines of insurance, and for other purposes. view all titles (2)

All Bill Titles

  • Short: Nondiscriminatory Use of Consumer Reports and Consumer Information Act of 2008 as introduced.
  • Official: To amend the Fair Credit Reporting Act to prohibit certain discriminatory uses of consumer reports and consumer information in connection with certain personal lines of insurance, and for other purposes. as introduced.

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Introduced
 
House
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Senate
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President
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03/13/08
 
 
 
 
 
 
 

Official Summary

Nondiscriminatory Use of Consumer Reports and Consumer Information Act of 2008 - Amends the Fair Credit Reporting Act to prohibit a consumer reporting agency from furnishing to any person, and any person from using or obtaining, a consumer report or consumer information for use in making an

Official Summary

Nondiscriminatory Use of Consumer Reports and Consumer Information Act of 2008 - Amends the Fair Credit Reporting Act to prohibit a consumer reporting agency from furnishing to any person, and any person from using or obtaining, a consumer report or consumer information for use in making any decision to underwrite or rate any personal lines of insurance for which the Federal Trade Commission (FTC) determines that such use:
(1) results in racial or ethnic discrimination; or
(2) represents a proxy or proxy effect for race or ethnicity. Excludes from such proscription insurance information, including property loss data, driver history, and medical history, derived from specified data bases.

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