H.R.627 - Credit CARD Act of 2009

To amend the Truth in Lending Act to establish fair and transparent practices relating to the extension of credit under an open end consumer credit plan, and for other purposes. view all titles (10)

All Bill Titles

  • Official: To amend the Truth in Lending Act to establish fair and transparent practices relating to the extension of credit under an open end consumer credit plan, and for other purposes. as introduced.
  • Short: Credit Cardholders' Bill of Rights Act of 2009 as introduced.
  • Short: Credit Cardholders' Bill of Rights Act of 2009 as reported to house.
  • Short: Credit Cardholders' Bill of Rights Act of 2009 as passed house.
  • Short: Credit Card Accountability Responsibility and Disclosure Act of 2009, or the Credit CARD Act of 2009 as passed senate.
  • Popular: Credit CARD Act of 2009 as introduced.
  • Short: Credit Card Accountability Responsibility and Disclosure Act of 2009 as passed senate.
  • Short: Credit CARD Act of 2009 as passed senate.
  • Short: Credit Card Accountability Responsibility and Disclosure Act of 2009 as enacted.
  • Short: Credit CARD Act of 2009 as enacted.

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All Votes

Result: Passed - April 30, 2009

Roll call number 228 in the House

Question: On Passage: H R 627 Credit Cardholders’ Bill of Rights Act of 2009

 
Result: Failed - April 30, 2009

Roll call number 227 in the House

Question: On Motion to Recommit with Instructions: H R 627 Credit Cardholders’ Bill of Rights Act of 2009

 
Result: Agreed to - April 30, 2009

Roll call number 226 in the House

Question: On Agreeing to the Amendment: Amendment 8 to H R 627

 
Result: Agreed to - April 30, 2009

Roll call number 225 in the House

Question: On Agreeing to the Amendment: Amendment 3 to H R 627

 
Result: Passed - April 30, 2009

Roll call number 228 in the House

Question: On Passage: H R 627 Credit Cardholders’ Bill of Rights Act of 2009

 
Result: Failed - April 30, 2009

Roll call number 227 in the House

Question: On Motion to Recommit with Instructions: H R 627 Credit Cardholders’ Bill of Rights Act of 2009

 
Result: Agreed to - April 30, 2009

Roll call number 226 (Amendment number H.Amdt 97) in the House

Question: On Agreeing to the Amendment: Amendment 8 to H R 627

Amendment purpose: An amendment numbered 8 printed in House Report 111-92 to require credit cardholders to opt-into receiving over-the-limit protection on their credit card in order for a credit card company to charge an over-the-limit fee. Allows for transactions that go over the limit to be completed for operational reasons as long as they are of a de minimis amount, but the credit card company is not allowed to charge a fee.

 
Result: Agreed to - April 30, 2009

Roll call number 225 (Amendment number H.Amdt 92) in the House

Question: On Agreeing to the Amendment: Amendment 3 to H R 627

Amendment purpose: An amendment numbered 3 printed in House Report 111-92 to set underwriting standards for students' credit cards, including limiting credit lines to the greater of 20 percent of a student's annual income or $500, without a co-signer and requiring creditors to obtain a proof of income, income history, and credit history from college students before approving credit applications.

 

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82% Users Support Bill

501 in favor / 109 opposed
 

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