H.R.6363 - Credit Access and Inclusion Act

To amend the Fair Credit Reporting Act to clarify Federal law with respect to reporting positive consumer credit information to consumer reporting agencies by public utility companies, and for other purposes. view all titles (2)

All Bill Titles

  • Official: To amend the Fair Credit Reporting Act to clarify Federal law with respect to reporting positive consumer credit information to consumer reporting agencies by public utility companies, and for other purposes. as introduced.
  • Short: Credit Access and Inclusion Act as introduced.

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  • Today: 4
  • Past Seven Days: 9
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Introduced
 
House
Passes
 
Senate
Passes
 
President
Signs
 

 
09/10/12
 
 
 
 
 
 
 

Official Summary

Credit Access and Inclusion Act - Amends the Fair Credit Reporting Act, with respect to the responsibilities of furnishers of information to consumer reporting agencies, to declare that nothing in the Act or related regulations shall be construed as to prohibit a person from furnishing to a

Official Summary

Credit Access and Inclusion Act - Amends the Fair Credit Reporting Act, with respect to the responsibilities of furnishers of information to consumer reporting agencies, to declare that nothing in the Act or related regulations shall be construed as to prohibit a person from furnishing to a consumer reporting agency certain consumer identifying information, including:
(1) consumer's full name, telephone number, mother's maiden name, address, zip code, date of birth, any generational designation, or Social Security number;
(2) transactions or experiences between the consumer and the person furnishing the information; and
(3) the performance of the consumer's obligations under a real property lease, a subscription agreement, or an account of a public utility service (subject to certain limitations).

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Organizations Supporting H.R.6363

  • Center for Financial Services Innovation
  • Policy and Economic Research Council

Organizations Opposing H.R.6363

  • National Consumer Law Center
  • Center for Economic Justice
  • US Public Interest Research Group
  • Consumers Union
  • National Association of State Utility Consumer Advocates
  • Center for Digital Democracy
  • ...and 7 more. See all.




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