S.1828 - Preserving Access to Manufactured Housing Act of 2013

A bill to amend the Truth in Lending Act to modify the definitions of a mortgage originator and a high-cost mortgage. view all titles (2)

All Bill Titles

  • Short: Preserving Access to Manufactured Housing Act of 2013 as introduced.
  • Official: A bill to amend the Truth in Lending Act to modify the definitions of a mortgage originator and a high-cost mortgage. as introduced.

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Introduced
 
Senate
Passes
 
House
Passes
 
President
Signs
 

 
12/16/13
 
 
 
 
 
 
 

Official Summary

Preserving Access to Manufactured Housing Act of 2013 - Amends the Dodd-Frank Wall Street Reform and Consumer Protection Act to revise the exclusion from the meaning of \"mortgage originator\" of any employee of a retailer of manufactured homes who does not for compensation or gain take res

Official Summary

Preserving Access to Manufactured Housing Act of 2013 - Amends the Dodd-Frank Wall Street Reform and Consumer Protection Act to revise the exclusion from the meaning of \"mortgage originator\" of any employee of a retailer of manufactured homes who does not for compensation or gain take residential mortgage loan applications, for compensation or gain offer or negotiate terms of a residential mortgage loan, or advise a consumer on loan terms (including rates, fees, and other costs). Excludes from the meaning of \"mortgage originator,\" instead, any retailer of manufactured or modular homes or its employees unless the retailer or its employees receive compensation or gain for engaging in certain activities in excess of any compensation or gain received in a comparable cash transaction. Amends the Truth in Lending Act to revise the definition of \"high cost mortgage.\"

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