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  <title>Open Congress : Financial Institutions and Consumer Credit - Major Bill Actions</title>
  <link href="http://www.opencongress.org/committee/atom/242_house_financial_services_financial_institutions_and_consumer_credit" rel="self"/>
  <link href="http://www.opencongress.org/committee/show/242_house_financial_services_financial_institutions_and_consumer_credit" rel="alternate"/>
  <updated>2009-05-22T00:00:00Z</updated>
  <author>
    <name>opencongress.org</name>
  </author>
  <id>tag:opencongress.org,2009-01-01:/committee/242</id>
  <entry>
    <title>Bill Enacted: H.R.627 Credit CARD Act of 2009</title>
    <link href="http://www.opencongress.org/bill/111-h627/show" rel="alternate"/>
    <id>tag:opencongress.org,2009-05-22:/action/196915</id>
    <updated>2009-05-22T00:00:00Z</updated>
    <content type="html">
To amend the Truth in Lending Act to establish fair and transparent practices relating to the extension of credit under an open end consumer credit plan, and for other purposes.&lt;br /&gt;&lt;br /&gt;May 22, 2009: Became Public Law No: 111-24.    </content>
  </entry>
  <entry>
    <title>Bill Signed by President: H.R.627 Credit CARD Act of 2009</title>
    <link href="http://www.opencongress.org/bill/111-h627/show" rel="alternate"/>
    <id>tag:opencongress.org,2009-05-22:/action/196914</id>
    <updated>2009-05-22T00:00:00Z</updated>
    <content type="html">
To amend the Truth in Lending Act to establish fair and transparent practices relating to the extension of credit under an open end consumer credit plan, and for other purposes.&lt;br /&gt;&lt;br /&gt;May 22, 2009: Signed by President.    </content>
  </entry>
  <entry>
    <title>Bill Sent To President: H.R.627 Credit CARD Act of 2009</title>
    <link href="http://www.opencongress.org/bill/111-h627/show" rel="alternate"/>
    <id>tag:opencongress.org,2009-05-21:/action/196999</id>
    <updated>2009-05-21T00:00:00Z</updated>
    <content type="html">
To amend the Truth in Lending Act to establish fair and transparent practices relating to the extension of credit under an open end consumer credit plan, and for other purposes.&lt;br /&gt;&lt;br /&gt;May 21, 2009: Presented to President.    </content>
  </entry>
  <entry>
    <title>Bill Sent To President: H.R.627 Credit CARD Act of 2009</title>
    <link href="http://www.opencongress.org/bill/111-h627/show" rel="alternate"/>
    <id>tag:opencongress.org,2009-05-20:/action/196634</id>
    <updated>2009-05-20T00:00:00Z</updated>
    <content type="html">
To amend the Truth in Lending Act to establish fair and transparent practices relating to the extension of credit under an open end consumer credit plan, and for other purposes.&lt;br /&gt;&lt;br /&gt;May 20, 2009: Presented to President.    </content>
  </entry>
  <entry>
    <title>Bill Sent To President: H.R.627 Credit CARD Act of 2009</title>
    <link href="http://www.opencongress.org/bill/111-h627/show" rel="alternate"/>
    <id>tag:opencongress.org,2009-05-20:/action/196633</id>
    <updated>2009-05-20T00:00:00Z</updated>
    <content type="html">
To amend the Truth in Lending Act to establish fair and transparent practices relating to the extension of credit under an open end consumer credit plan, and for other purposes.&lt;br /&gt;&lt;br /&gt;May 20, 2009: Cleared for White House.    </content>
  </entry>
  <entry>
    <title>Bill Introduced: H.R.1456 Consumer Overdraft Protection Fair Practices Act</title>
    <link href="http://www.opencongress.org/bill/111-h1456/show" rel="alternate"/>
    <id>tag:opencongress.org,2009-03-12:/action/187699</id>
    <updated>2009-03-12T00:00:00Z</updated>
    <content type="html">
To extend the protections of the Truth in Lending Act to overdraft protection programs and services provided by depository institutions, to require customer consent before a depository institution may initiate overdraft protection services and fees, to enhance the information made available to consumers relating to overdraft protection services and fees, to prohibit systematic manipulation in the posting of checks and other debits to a depository account for the purpose of generating overdraft protection fees, and for other purposes.&lt;br /&gt;&lt;br /&gt;    </content>
  </entry>
  <entry>
    <title>Bill Introduced: H.R.627 Credit CARD Act of 2009</title>
    <link href="http://www.opencongress.org/bill/111-h627/show" rel="alternate"/>
    <id>tag:opencongress.org,2009-01-22:/action/182025</id>
    <updated>2009-01-22T00:00:00Z</updated>
    <content type="html">
To amend the Truth in Lending Act to establish fair and transparent practices relating to the extension of credit under an open end consumer credit plan, and for other purposes.&lt;br /&gt;&lt;br /&gt;    </content>
  </entry>
  <entry>
    <title>Bill Enacted: H.R.4008 Credit and Debit Card Receipt Clarification Act of 2007</title>
    <link href="http://www.opencongress.org/bill/110-h4008/show" rel="alternate"/>
    <id>tag:opencongress.org,2008-06-03:/action/158799</id>
    <updated>2008-06-03T00:00:00Z</updated>
    <content type="html">
To amend the Fair Credit Reporting Act to make technical corrections to the definition of willful noncompliance with respect to violations involving the printing of an expiration date on certain credit and debit card receipts before the date of the enactment of this Act.&lt;br /&gt;&lt;br /&gt;June 03, 2008: Became Public Law No: 110-241.    </content>
  </entry>
  <entry>
    <title>Bill Signed by President: H.R.4008 Credit and Debit Card Receipt Clarification Act of 2007</title>
    <link href="http://www.opencongress.org/bill/110-h4008/show" rel="alternate"/>
    <id>tag:opencongress.org,2008-06-03:/action/158798</id>
    <updated>2008-06-03T00:00:00Z</updated>
    <content type="html">
To amend the Fair Credit Reporting Act to make technical corrections to the definition of willful noncompliance with respect to violations involving the printing of an expiration date on certain credit and debit card receipts before the date of the enactment of this Act.&lt;br /&gt;&lt;br /&gt;June 03, 2008: Signed by President.    </content>
  </entry>
  <entry>
    <title>Bill Sent To President: H.R.4008 Credit and Debit Card Receipt Clarification Act of 2007</title>
    <link href="http://www.opencongress.org/bill/110-h4008/show" rel="alternate"/>
    <id>tag:opencongress.org,2008-05-23:/action/158797</id>
    <updated>2008-05-23T00:00:00Z</updated>
    <content type="html">
To amend the Fair Credit Reporting Act to make technical corrections to the definition of willful noncompliance with respect to violations involving the printing of an expiration date on certain credit and debit card receipts before the date of the enactment of this Act.&lt;br /&gt;&lt;br /&gt;May 23, 2008: Presented to President.    </content>
  </entry>
  <entry>
    <title>Bill Sent To President: H.R.4008 Credit and Debit Card Receipt Clarification Act of 2007</title>
    <link href="http://www.opencongress.org/bill/110-h4008/show" rel="alternate"/>
    <id>tag:opencongress.org,2008-05-20:/action/157965</id>
    <updated>2008-05-20T00:00:00Z</updated>
    <content type="html">
To amend the Fair Credit Reporting Act to make technical corrections to the definition of willful noncompliance with respect to violations involving the printing of an expiration date on certain credit and debit card receipts before the date of the enactment of this Act.&lt;br /&gt;&lt;br /&gt;May 20, 2008: Cleared for White House.    </content>
  </entry>
  <entry>
    <title>Bill Introduced: H.R.5244 Credit Cardholders' Bill of Rights Act of 2008</title>
    <link href="http://www.opencongress.org/bill/110-h5244/show" rel="alternate"/>
    <id>tag:opencongress.org,2008-02-07:/action/144906</id>
    <updated>2008-02-07T00:00:00Z</updated>
    <content type="html">
To amend the Truth in Lending Act to establish fair and transparent practices relating to the extension of credit under an open end consumer credit plan, and for other purposes.&lt;br /&gt;&lt;br /&gt;    </content>
  </entry>
  <entry>
    <title>Bill Introduced: H.R.4332 Financial Consumer Hotline Act of 2007</title>
    <link href="http://www.opencongress.org/bill/110-h4332/show" rel="alternate"/>
    <id>tag:opencongress.org,2007-12-06:/action/138821</id>
    <updated>2007-12-06T00:00:00Z</updated>
    <content type="html">
To amend the Federal Financial Institutions Examination Council Act to require the Council to establish a single telephone number that consumers with complaints or inquiries could call and be routed to the appropriate Federal banking agency or State bank supervisor, and for other purposes.&lt;br /&gt;&lt;br /&gt;    </content>
  </entry>
  <entry>
    <title>Bill Introduced: H.R.4241 Notify Americans Before Outsourcing Personal Information Act</title>
    <link href="http://www.opencongress.org/bill/110-h4241/show" rel="alternate"/>
    <id>tag:opencongress.org,2007-11-15:/action/137030</id>
    <updated>2007-11-15T00:00:00Z</updated>
    <content type="html">
To prohibit the transfer of personal information to any person or business outside the United States, without notice.&lt;br /&gt;&lt;br /&gt;    </content>
  </entry>
  <entry>
    <title>Bill Introduced: H.R.4019 Mortgage Disclosure Improvement Act of 2007</title>
    <link href="http://www.opencongress.org/bill/110-h4019/show" rel="alternate"/>
    <id>tag:opencongress.org,2007-10-31:/action/135442</id>
    <updated>2007-10-31T00:00:00Z</updated>
    <content type="html">
To amend the Truth in Lending Act to enhance disclosure of the terms of home mortgage loans, and for other purposes.&lt;br /&gt;&lt;br /&gt;    </content>
  </entry>
  <entry>
    <title>Bill Introduced: H.R.4008 Credit and Debit Card Receipt Clarification Act of 2007</title>
    <link href="http://www.opencongress.org/bill/110-h4008/show" rel="alternate"/>
    <id>tag:opencongress.org,2007-10-30:/action/135254</id>
    <updated>2007-10-30T00:00:00Z</updated>
    <content type="html">
To amend the Fair Credit Reporting Act to make technical corrections to the definition of willful noncompliance with respect to violations involving the printing of an expiration date on certain credit and debit card receipts before the date of the enactment of this Act.&lt;br /&gt;&lt;br /&gt;    </content>
  </entry>
  <entry>
    <title>Bill Introduced: H.R.3705 Fair Disclosure for Homeowners Act of 2007</title>
    <link href="http://www.opencongress.org/bill/110-h3705/show" rel="alternate"/>
    <id>tag:opencongress.org,2007-09-27:/action/130842</id>
    <updated>2007-09-27T00:00:00Z</updated>
    <content type="html">
To amend the Truth in Lending Act to require notice to consumers of an upcoming adjustment or reset date with respect to hybrid adjustable rate mortgages, and for other purposes.&lt;br /&gt;&lt;br /&gt;    </content>
  </entry>
  <entry>
    <title>Bill Introduced: H.Res.658 Supporting the goals and ideals of Federal Credit Union Month and recognizing the importance of Federal credit unions to the economy, and their critical mission in serving those of modest means.</title>
    <link href="http://www.opencongress.org/bill/110-hr658/show" rel="alternate"/>
    <id>tag:opencongress.org,2007-09-18:/action/129499</id>
    <updated>2007-09-18T00:00:00Z</updated>
    <content type="html">
Supporting the goals and ideals of Federal Credit Union Month and recognizing the importance of Federal credit unions to the economy, and their critical mission in serving those of modest means.&lt;br /&gt;&lt;br /&gt;    </content>
  </entry>
  <entry>
    <title>Bill Introduced: H.R.3421 Credit Protection Act of 2007</title>
    <link href="http://www.opencongress.org/bill/110-h3421/show" rel="alternate"/>
    <id>tag:opencongress.org,2007-08-03:/action/127412</id>
    <updated>2007-08-03T00:00:00Z</updated>
    <content type="html">
To amend the Truth in Lending Act to prohibit universal defaults on credit card accounts and to require minimum payment disclosures for accounts under an open end consumer credit plan, and for other purposes.&lt;br /&gt;&lt;br /&gt;    </content>
  </entry>
  <entry>
    <title>Bill Introduced: H.R.3347 Student Credit Card Protection Act of 2007</title>
    <link href="http://www.opencongress.org/bill/110-h3347/show" rel="alternate"/>
    <id>tag:opencongress.org,2007-08-02:/action/126954</id>
    <updated>2007-08-02T00:00:00Z</updated>
    <content type="html">
To amend the Truth in Lending Act to prevent credit card issuers from taking unfair advantage of college students and their parents, and for other purposes.&lt;br /&gt;&lt;br /&gt;    </content>
  </entry>
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