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  <title>Open Congress : Financial Institutions and Consumer Credit - Major Bill Actions</title>
  <link href="http://www.opencongress.org/committee/atom/242_house_financial_services_financial_institutions_and_consumer_credit" rel="self"/>
  <link href="http://www.opencongress.org/committee/show/242_house_financial_services_financial_institutions_and_consumer_credit" rel="alternate"/>
  <updated>2012-12-27T19:00:00Z</updated>
  <author>
    <name>opencongress.org</name>
  </author>
  <id>tag:opencongress.org,2013-01-03:/committee/242</id>
  <entry>
    <title>Bill Signed by President: S.2367 21st Century Language Act of 2012</title>
    <link href="http://www.opencongress.org/bill/112-s2367/show" rel="alternate"/>
    <id>tag:opencongress.org,2012-12-27:/action/346177</id>
    <updated>2012-12-27T19:00:00Z</updated>
    <content type="html">
A bill to strike the word &quot;lunatic&quot; from Federal law, and for other purposes.&lt;br /&gt;&lt;br /&gt;December 27, 2012: Signed by President.    </content>
  </entry>
  <entry>
    <title>Bill Sent To President: S.2367 21st Century Language Act of 2012</title>
    <link href="http://www.opencongress.org/bill/112-s2367/show" rel="alternate"/>
    <id>tag:opencongress.org,2012-12-19:/action/345561</id>
    <updated>2012-12-19T19:00:00Z</updated>
    <content type="html">
A bill to strike the word &quot;lunatic&quot; from Federal law, and for other purposes.&lt;br /&gt;&lt;br /&gt;December 19, 2012: Presented to President.    </content>
  </entry>
  <entry>
    <title>Bill Signed by President: H.R.4367 To amend the Electronic Fund Transfer Act to limit the fee disclosure requirement for an automatic teller machine to the screen of that machine.</title>
    <link href="http://www.opencongress.org/bill/112-h4367/show" rel="alternate"/>
    <id>tag:opencongress.org,2012-12-19:/action/345738</id>
    <updated>2012-12-19T19:00:00Z</updated>
    <content type="html">
To amend the Electronic Fund Transfer Act to limit the fee disclosure requirement for an automatic teller machine to the screen of that machine.&lt;br /&gt;&lt;br /&gt;December 19, 2012: Signed by President.    </content>
  </entry>
  <entry>
    <title>Bill Enacted: H.R.4367 To amend the Electronic Fund Transfer Act to limit the fee disclosure requirement for an automatic teller machine to the screen of that machine.</title>
    <link href="http://www.opencongress.org/bill/112-h4367/show" rel="alternate"/>
    <id>tag:opencongress.org,2012-12-19:/action/345739</id>
    <updated>2012-12-19T19:00:00Z</updated>
    <content type="html">
To amend the Electronic Fund Transfer Act to limit the fee disclosure requirement for an automatic teller machine to the screen of that machine.&lt;br /&gt;&lt;br /&gt;December 19, 2012: Became Public Law No: 112-216.    </content>
  </entry>
  <entry>
    <title>Bill Sent To President: H.R.4367 To amend the Electronic Fund Transfer Act to limit the fee disclosure requirement for an automatic teller machine to the screen of that machine.</title>
    <link href="http://www.opencongress.org/bill/112-h4367/show" rel="alternate"/>
    <id>tag:opencongress.org,2012-12-12:/action/344798</id>
    <updated>2012-12-12T19:00:00Z</updated>
    <content type="html">
To amend the Electronic Fund Transfer Act to limit the fee disclosure requirement for an automatic teller machine to the screen of that machine.&lt;br /&gt;&lt;br /&gt;December 12, 2012: Presented to President.    </content>
  </entry>
  <entry>
    <title>Bill Introduced: H.R.6637 Money Remittances Improvement Act of 2012</title>
    <link href="http://www.opencongress.org/bill/112-h6637/show" rel="alternate"/>
    <id>tag:opencongress.org,2012-12-04:/action/344411</id>
    <updated>2012-12-04T19:00:00Z</updated>
    <content type="html">
To allow the Secretary of the Treasury to rely on State examinations for certain financial institutions, and for other purposes.&lt;br /&gt;&lt;br /&gt;    </content>
  </entry>
  <entry>
    <title>Bill Introduced: H.R.6483 Stopping Abuse and Fraud in Electronic Lending Act of 2012</title>
    <link href="http://www.opencongress.org/bill/112-h6483/show" rel="alternate"/>
    <id>tag:opencongress.org,2012-09-20:/action/342176</id>
    <updated>2012-09-20T20:00:00Z</updated>
    <content type="html">
To amend the Truth in Lending Act to address certain issues related to the extension of consumer credit, and for other purposes.&lt;br /&gt;&lt;br /&gt;    </content>
  </entry>
  <entry>
    <title>Bill Introduced: H.R.6395 Foreclosure Accountability and Transparency Act</title>
    <link href="http://www.opencongress.org/bill/112-h6395/show" rel="alternate"/>
    <id>tag:opencongress.org,2012-09-12:/action/340029</id>
    <updated>2012-09-12T20:00:00Z</updated>
    <content type="html">
To provide homeowners with additional protections and safeguards against foreclosure, and for other purposes.&lt;br /&gt;&lt;br /&gt;    </content>
  </entry>
  <entry>
    <title>Bill Introduced: H.R.6363 Credit Access and Inclusion Act</title>
    <link href="http://www.opencongress.org/bill/112-h6363/show" rel="alternate"/>
    <id>tag:opencongress.org,2012-09-09:/action/339312</id>
    <updated>2012-09-09T20:00:00Z</updated>
    <content type="html">
To amend the Fair Credit Reporting Act to clarify Federal law with respect to reporting positive consumer credit information to consumer reporting agencies by public utility companies, and for other purposes.&lt;br /&gt;&lt;br /&gt;    </content>
  </entry>
  <entry>
    <title>Bill Introduced: H.R.6330 Protect Seniors Against Identity Theft and Fraud Act of 2012</title>
    <link href="http://www.opencongress.org/bill/112-h6330/show" rel="alternate"/>
    <id>tag:opencongress.org,2012-08-01:/action/338360</id>
    <updated>2012-08-01T20:00:00Z</updated>
    <content type="html">
To amend title 18, United States Code, to provide for sentencing enhancements for certain identity theft offenses victimizing the elderly, and for other purposes.&lt;br /&gt;&lt;br /&gt;    </content>
  </entry>
  <entry>
    <title>Bill Introduced: H.R.6273 Know Before You Owe Private Student Loan Act of 2012</title>
    <link href="http://www.opencongress.org/bill/112-h6273/show" rel="alternate"/>
    <id>tag:opencongress.org,2012-08-01:/action/338879</id>
    <updated>2012-08-01T20:00:00Z</updated>
    <content type="html">
To amend the Truth in Lending Act and the Higher Education Act of 1965 to require certain creditors to obtain certifications from institutions of higher education, and for other purposes.&lt;br /&gt;&lt;br /&gt;    </content>
  </entry>
  <entry>
    <title>Bill Introduced: H.R.6263 Commission on Americans Living Abroad Act</title>
    <link href="http://www.opencongress.org/bill/112-h6263/show" rel="alternate"/>
    <id>tag:opencongress.org,2012-07-31:/action/338186</id>
    <updated>2012-07-31T20:00:00Z</updated>
    <content type="html">
To establish a commission to study how Federal laws and policies affect United States citizens living in foreign countries.&lt;br /&gt;&lt;br /&gt;    </content>
  </entry>
  <entry>
    <title>Bill Introduced: H.R.6158 To amend the S.A.F.E. Mortgage Licensing Act of 2008 to specify that courses offered by lenders for their own employees may not satisfy the pre-licensing education or continuing education requirement.</title>
    <link href="http://www.opencongress.org/bill/112-h6158/show" rel="alternate"/>
    <id>tag:opencongress.org,2012-07-18:/action/336731</id>
    <updated>2012-07-18T20:00:00Z</updated>
    <content type="html">
To amend the S.A.F.E. Mortgage Licensing Act of 2008 to specify that courses offered by lenders for their own employees may not satisfy the pre-licensing education or continuing education requirement.&lt;br /&gt;&lt;br /&gt;    </content>
  </entry>
  <entry>
    <title>Bill Introduced: H.R.6153 To require the holder of a subordinate lien on the property that secures a federally related mortgage loan, upon a request by the homeowner for a short sale, to make a timely decision whether to allow the sale.</title>
    <link href="http://www.opencongress.org/bill/112-h6153/show" rel="alternate"/>
    <id>tag:opencongress.org,2012-07-18:/action/336643</id>
    <updated>2012-07-18T20:00:00Z</updated>
    <content type="html">
To require the holder of a subordinate lien on the property that secures a federally related mortgage loan, upon a request by the homeowner for a short sale, to make a timely decision whether to allow the sale.&lt;br /&gt;&lt;br /&gt;    </content>
  </entry>
  <entry>
    <title>Bill Introduced: H.R.6139 Consumer Credit Access, Innovation, and Modernization Act</title>
    <link href="http://www.opencongress.org/bill/112-h6139/show" rel="alternate"/>
    <id>tag:opencongress.org,2012-07-17:/action/336378</id>
    <updated>2012-07-17T20:00:00Z</updated>
    <content type="html">
To create a Federal charter for National Consumer Credit Corporations, and for other purposes.&lt;br /&gt;&lt;br /&gt;    </content>
  </entry>
  <entry>
    <title>Bill Introduced: H.R.6129 To amend the Fair Credit Reporting Act to prohibit the use of consumer reports and consumer information in making any determination involving auto insurance with respect to a consumer, and for other purposes.</title>
    <link href="http://www.opencongress.org/bill/112-h6129/show" rel="alternate"/>
    <id>tag:opencongress.org,2012-07-12:/action/336240</id>
    <updated>2012-07-12T20:00:00Z</updated>
    <content type="html">
To amend the Fair Credit Reporting Act to prohibit the use of consumer reports and consumer information in making any determination involving auto insurance with respect to a consumer, and for other purposes.&lt;br /&gt;&lt;br /&gt;    </content>
  </entry>
  <entry>
    <title>Bill Introduced: H.R.6125 To amend the Federal Deposit Insurance Act and the Federal Credit Union Act with respect to privilege of information provided to Federal and State agencies, and for other purposes.</title>
    <link href="http://www.opencongress.org/bill/112-h6125/show" rel="alternate"/>
    <id>tag:opencongress.org,2012-07-11:/action/336116</id>
    <updated>2012-07-11T20:00:00Z</updated>
    <content type="html">
To amend the Federal Deposit Insurance Act and the Federal Credit Union Act with respect to privilege of information provided to Federal and State agencies, and for other purposes.&lt;br /&gt;&lt;br /&gt;    </content>
  </entry>
  <entry>
    <title>Bill Introduced: H.R.6050 Taxpayer Bill of Rights Act of 2012</title>
    <link href="http://www.opencongress.org/bill/112-h6050/show" rel="alternate"/>
    <id>tag:opencongress.org,2012-06-27:/action/335445</id>
    <updated>2012-06-27T20:00:00Z</updated>
    <content type="html">
To amend the Internal Revenue Code of 1986 to provide taxpayer protection and assistance, and for other purposes.&lt;br /&gt;&lt;br /&gt;    </content>
  </entry>
  <entry>
    <title>Bill Introduced: H.R.6037 Small Business Lending for Jobs Act of 2012</title>
    <link href="http://www.opencongress.org/bill/112-h6037/show" rel="alternate"/>
    <id>tag:opencongress.org,2012-06-26:/action/334947</id>
    <updated>2012-06-26T20:00:00Z</updated>
    <content type="html">
To include focusing on credit availability in the mission of each Federal banking regulator, to provide insured depository institutions with certain amortization authority and authority to include allowances for loan and lease losses when calculating the institution's capital, and for other purposes.&lt;br /&gt;&lt;br /&gt;    </content>
  </entry>
  <entry>
    <title>Bill Introduced: H.R.5860 Executive Compensation Clawback Full Enforcement Act</title>
    <link href="http://www.opencongress.org/bill/112-h5860/show" rel="alternate"/>
    <id>tag:opencongress.org,2012-05-29:/action/332215</id>
    <updated>2012-05-29T20:00:00Z</updated>
    <content type="html">
To prohibit individuals from insuring against possible losses from having to repay illegally-received compensation or from having to pay civil penalties, and for other purposes.&lt;br /&gt;&lt;br /&gt;    </content>
  </entry>
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