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H.R.4173 Dodd-Frank Wall Street Reform and Consumer Protection Act, 111th Congress

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Official Bill Info

  • Latest Action: Jul 21, 2010 Became Public Law No: 111-203.

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    I know the most recent action for this bill is as follows: "Became Public Law No: 111-203." on Jul 21, 2010
  • Committee Assignment: House Committee on Oversight and Government Reform

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    This bill has been assigned to the House Committee on Oversight and Government Reform committee.
  • Committee Assignment: House Committee on Financial Services

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    This bill has been assigned to the House Committee on Financial Services committee.
  • Committee Assignment: House Committee on Agriculture

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    This bill has been assigned to the House Committee on Agriculture committee.
  • Committee Assignment: House Committee on Energy and Commerce

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    This bill has been assigned to the House Committee on Energy and Commerce committee.
  • Committee Assignment: House Committee on the Judiciary

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    This bill has been assigned to the House Committee on the Judiciary committee.
  • Committee Assignment: House Committee on Rules

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    This bill has been assigned to the House Committee on Rules committee.
  • Committee Assignment: House Committee on the Budget

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    This bill has been assigned to the House Committee on the Budget committee.
  • Committee Assignment: House Committee on Ways and Means

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    This bill has been assigned to the House Committee on Ways and Means committee.
  • Committee Assignment: Senate Committee on Banking, Housing, and Urban Affairs

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    This bill has been assigned to the Senate Committee on Banking, Housing, and Urban Affairs committee.
  • This bill's most-recent vote occurred on July 15, 2010, with a roll call of 60 ayes, 39 nays, and 0 not voting.

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    This bill's most-recent vote occurred on July 15, 2010, with a roll call of 60 ayes, 39 nays, and 0 not voting.

Bill Statistics on OpenCongress

  • 36% of users support H.R.4173

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    36% of users on OpenCongress.org, a free, non-partisan resource, support H.R.4173.
  • H.R.4173 has been viewed 424,784 times

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    H.R.4173 has been viewed 424,784 times on OpenCongress.org, a free, non-partisan resource.
  • Contribution Data

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    OpenCongress Bill Summary

    • This is comprehensive legislation to overhaul regulations in the financial sector. It would establish a new Consumer Financial Protection Agency to regulate products like home mortgages, car loans and credit cards, give the Treasury Department new authority to place non-bank financial firms, like insurance companies into receivership, regulate the over-the-counter derivatives market, and more.

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      Here's a summary from OpenCongress.org: This is comprehensive legislation to overhaul regulations in the financial sector. It would establish a new Consumer Financial Protection Agency to regulate products like home mortgages, car loans and credit cards, give the Treasury Department new authority to place non-bank financial firms, like insurance companies into receivership, regulate the over-the-counter derivatives market, and more.

    Supporting Organizations

    • American Association of Retired Persons

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      I know that the organization American Association of Retired Persons supports H.R.4173
    • Petroleum Marketers Association of America

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      I know that the organization Petroleum Marketers Association of America supports H.R.4173
    • National Farmers Union

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      I know that the organization National Farmers Union supports H.R.4173
    • Public Citizen

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      I know that the organization Public Citizen supports H.R.4173
    • Western Peanut Growers Association

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      I know that the organization Western Peanut Growers Association supports H.R.4173
    • Appraisal Institute

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      I know that the organization Appraisal Institute supports H.R.4173
    • American Trucking Associations

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      I know that the organization American Trucking Associations supports H.R.4173
    • American Cotton Shippers Association

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      I know that the organization American Cotton Shippers Association supports H.R.4173
    • Air Transport Association of America

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      I know that the organization Air Transport Association of America supports H.R.4173
    • R-CALF USA

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      I know that the organization R-CALF USA supports H.R.4173
    • National Association Convenience Stores

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      I know that the organization National Association Convenience Stores supports H.R.4173

    Opposing Organizations

    • National Association of Federal Credit Unions

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      I know that the organization National Association of Federal Credit Unions opposes H.R.4173
    • American Bankers Association

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      I know that the organization American Bankers Association opposes H.R.4173
    • Independent Community Bankers of America

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      I know that the organization Independent Community Bankers of America opposes H.R.4173
    • US Chamber of Commerce

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      I know that the organization US Chamber of Commerce opposes H.R.4173
    • National Association of Mortgage Bankers

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      I know that the organization National Association of Mortgage Bankers opposes H.R.4173
    • Business Roundtable

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      I know that the organization Business Roundtable opposes H.R.4173

    Most-commented sections of the bill text

    • (1 comments, Link )

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      specifically, this section of the legislation: "",
    • (1 comments, Link )

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      specifically, this section of the legislation: "",

    Highest Rated User Comments

    • On December 10, 2009, by NoGoodOnesLeft - I don't understand how those companies were allowed to become "too big to fail" in the first place. They shouldn't necessarily be broken up, but if they fail then they fail - taxpayers shouldn't pay for them to stay in business. Let the employees give up their million dollar bonuses or take pay cuts like other businesses have had to do.

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      As noted by NoGoodOnesLeft, a user on OpenCongress.org, on December 10, 2009, "I don't understand how those companies were allowed to become "too big to fail" in the first place. They shouldn't necessarily be broken up, but if they fail then they fail - taxpayers shouldn't pay for them to stay in business. Let the employees give up their million dollar bonuses or take pay cuts like other businesses have had to do."
    • On April 22, 2010, by toray99 - Repealing Glass Steagall act in the clinton days was the problem. What about fannie and freddie...? How much did barney and boyfriend herb moses make on the deal..?? Let's not forget old cris dodd...

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      As noted by toray99, a user on OpenCongress.org, on April 22, 2010, "Repealing Glass Steagall act in the clinton days was the problem. What about fannie and freddie...? How much did barney and boyfriend herb moses make on the deal..?? Let's not forget old cris dodd..."
    • On June 27, 2010, by Chris51 - Congress rushed through a $700 billion bailout of Wall Street in 2008. The Wall Street Journal reported last week that American corporations have increased their cash reserves to $1.84 TRILLION, the highest figure in history. In other words, big business and the banks, after an unprecedented bailout by the public treasury, are hoarding the funds that could put millions back to work. The cash reserves of major corporations have jumped 26 percent in one year, the largest percentage increase in nearly 60 years. The cash reserves of working people, and particularly the unemployed, have not been so fortunate... BIG COMPANIES CAN CHOOSE NOT TO HIRE THE UNEMPLOYED BASED ON THEIR CREDIT REPORT change.org

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      As noted by Chris51, a user on OpenCongress.org, on June 27, 2010, "Congress rushed through a $700 billion bailout of Wall Street in 2008. The Wall Street Journal reported last week that American corporations have increased their cash reserves to $1.84 TRILLION, the highest figure in history. In other words, big business and the banks, after an unprecedented bailout by the public treasury, are hoarding the funds that could put millions back to work. The cash reserves of major corporations have jumped 26 percent in one year, the largest percentage increase in nearly 60 years. The cash reserves of working people, and particularly the unemployed, have not been so fortunate... BIG COMPANIES CAN CHOOSE NOT TO HIRE THE UNEMPLOYED BASED ON THEIR CREDIT REPORT change.org"

    Highly Rated Blog Articles

    • Cap and Trade is Corporate Welfare, Not for the Environment ... - October 11, 2011 by http://onlinetradinguk.org/ - ... Sachs. en.wikipedia.org The CFTC is regulating the Chicago Climate Exchange www.carbonoffsetsdaily.com HR 4173 makes TARP permanent. www.opencongress.org/bill/111-h4173/show Volcker ran around the world warning about ...

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      As noted by http://onlinetradinguk.org/ on October 11, 2011, "... Sachs. en.wikipedia.org The CFTC is regulating the Chicago Climate Exchange www.carbonoffsetsdaily.com HR 4173 makes TARP permanent. www.opencongress.org/bill/111-h4173/show Volcker ran around the world warning about ..." (http://onlinetradinguk.org/cap-and-trade-is-corporate-welfare-not-for-the-environment/7925/)
    • S.Con.Res.16: A concurrent resolution expressing ... - OpenCongress - October 03, 2011 by opencongress.org - 2010-07-21. http://www.opencongress.org/bill/111-h4173/show. Retrieved 2011-01-02. ^ "S.3217: Restoring American Financial Stability Act of 2010 - U.S. Congress". OpenCongress. ... Source: Tristen Cosgrove ... - - ...

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      As noted by opencongress.org on October 03, 2011, "2010-07-21. http://www.opencongress.org/bill/111-h4173/show. Retrieved 2011-01-02. ^ "S.3217: Restoring American Financial Stability Act of 2010 - U.S. Congress". OpenCongress. ... Source: Tristen Cosgrove ... - - ..." (http://www.opencongress.org/bill/111-sc16/show)
    • H.R.1910 - Chief Technology Officer Act of 2009 - OpenCongress - October 03, 2011 by opencongress.org - 2010-07-21. http://www.opencongress.org/bill/111-h4173/show. Retrieved 2011-01-02. ^ "S.3217: Restoring American Financial Stability Act of 2010 - U.S. Congress". OpenCongress. ... Source: Tristen Cosgrove ...

      Clicking this will add the following text:

      As noted by opencongress.org on October 03, 2011, "2010-07-21. http://www.opencongress.org/bill/111-h4173/show. Retrieved 2011-01-02. ^ "S.3217: Restoring American Financial Stability Act of 2010 - U.S. Congress". OpenCongress. ... Source: Tristen Cosgrove ..." (http://www.opencongress.org/bill/111-h1910/show)

    Highly Rated News Articles

    • Unemployment Extension on Americans' Minds - December 02, 2010 by U.S. News & World Report - Dodd-Frank Wall Street Reform and Consumer Protection Act (HR 4173) Also known as the "Restoring American Financial Stability Act," or more commonly as the ...

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      As noted by U.S. News & World Report on December 02, 2010, " Dodd-Frank Wall Street Reform and Consumer Protection Act (HR 4173) Also known as the "Restoring American Financial Stability Act," or more commonly as the ... " (http://www.usnews.com/news/articles/2010/12/02/unemployment-extension-on-americans-minds)
    • What Security Wrought in 2010 - December 01, 2010 by CIO - While HR 4173 (Dodd-Frank) imposes new regulations, the details are left up to several agencies, some newly created and yet to be bootstrapped. ...

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      As noted by CIO on December 01, 2010, " While HR 4173 (Dodd-Frank) imposes new regulations, the details are left up to several agencies, some newly created and yet to be bootstrapped. ... " (http://www.cio.com/article/642095/What_Security_Wrought_in_2010)
    • What security wrought in 2010 - November 30, 2010 by Computerworld - While HR 4173 (Dodd-Frank) imposes new regulations, the details are left up to several agencies, some newly created and yet to be bootstrapped. ...

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      As noted by Computerworld on November 30, 2010, " While HR 4173 (Dodd-Frank) imposes new regulations, the details are left up to several agencies, some newly created and yet to be bootstrapped. ... " (http://www.computerworld.com/s/article/9199020/What_security_wrought_in_2010?taxonomyId=145)
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