Official Bill Info

• Latest Action: Jun 10, 2010 The Clerk was authorized to correct section numbers, punctuation, and cross references, and to make other necessary technical and conforming corrections in the engrossment of H.R. 5072.

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  I know the most recent action for this bill is as follows: "The Clerk was authorized to correct section numbers, punctuation, and cross references, and to make other necessary technical and conforming corrections in the engrossment of H.R. 5072." on Jun 10, 2010
• Committee Assignment: House Financial Services

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  This bill has been assigned to the House Financial Services committee.
• Committee Assignment: Senate Banking, Housing, and Urban Affairs

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  This bill has been assigned to the Senate Banking, Housing, and Urban Affairs committee.
This bill's most-recent vote occurred on June 10, 2010, with a roll call of 406 ayes, 4 nays, and 21 not voting.
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This bill's most-recent vote occurred on June 10, 2010, with a roll call of 406 ayes, 4 nays, and 21 not voting.

Bill Statistics on OpenCongress

Contribution Data

Supporting Organizations

• National Association of Realtors

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  I know that the organization National Association of Realtors supports H.R.5072
• National Housing Conference

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  I know that the organization National Housing Conference supports H.R.5072
• National Association of Home Builders

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  I know that the organization National Association of Home Builders supports H.R.5072
• Consumer Federation of America

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  I know that the organization Consumer Federation of America supports H.R.5072
• National Association of Hispanic Real Estate Professionals

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  I know that the organization National Association of Hispanic Real Estate Professionals supports H.R.5072
• National Association of Real Estate Brokers

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  I know that the organization National Association of Real Estate Brokers supports H.R.5072
• Asian Real Estate Association of America

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  I know that the organization Asian Real Estate Association of America supports H.R.5072
• National Council of La Raza

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  I know that the organization National Council of La Raza supports H.R.5072
• Center for Responsible Lending

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  I know that the organization Center for Responsible Lending supports H.R.5072
• National Community Reinvestment Coalition

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  I know that the organization National Community Reinvestment Coalition supports H.R.5072
• National Consumer Law Center

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  I know that the organization National Consumer Law Center supports H.R.5072
• National Fair Housing Alliance

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  I know that the organization National Fair Housing Alliance supports H.R.5072
• National Association of Mortgage Brokers

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  I know that the organization National Association of Mortgage Brokers supports H.R.5072
• Mortage Bankers Association

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  I know that the organization Mortage Bankers Association supports H.R.5072
• Manufactured Housing Institute

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  I know that the organization Manufactured Housing Institute supports H.R.5072
• National Peoples’ Action

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  I know that the organization National Peoples’ Action supports H.R.5072
• NeighborWorks

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  I know that the organization NeighborWorks supports H.R.5072
• U.S. Conference of Mayors

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  I know that the organization U.S. Conference of Mayors supports H.R.5072
• National Council of State Housing Agencies

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  I know that the organization National Council of State Housing Agencies supports H.R.5072

Opposing Organizations

• National Taxpayers Union

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  I know that the organization National Taxpayers Union opposes H.R.5072

Most-commented sections of the bill text

• ‘(z) Required Certifications- Notwithstanding any other provision of law, the Secretary may not insure any mortgage secured by a one- to four-family dwelling unless the mortgagor under such mortgage certifies, under penalty of perjury, that the mortgagor has not been convicted of a sex offense against a minor (as such terms are defined in section 111 of the Sex Offender Registration and Notification Act (42 U.S.C. 16911)).’. (1 comments, Link )

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  specifically, this section of the legislation: "‘(z) Required Certifications- Notwithstanding any other provision of law, the Secretary may not insure any mortgage secured by a one- to four-family dwelling unless the mortgagor under such mortgage certifies, under penalty of perjury, that the mortgagor has not been convicted of a sex offense against a minor (as such terms are defined in section 111 of the Sex Offender Registration and Notification Act (42 U.S.C. 16911)).’.",

Highest Rated User Comments

• On June 14, 2010, by MercilessPit - Nothing Maxine "This Congress person would be all in favor of taking over and running all of your businesses" Waters sponsors is good for this country. NOTHING. Her involvement and endorsement of this bill tells me it's a racist, 'social justice', and over-all BAD bill, PERIOD!

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  As noted by MercilessPit, a user on OpenCongress.org, on June 14, 2010, "Nothing Maxine "This Congress person would be all in favor of taking over and running all of your businesses" Waters sponsors is good for this country. NOTHING. Her involvement and endorsement of this bill tells me it's a racist, 'social justice', and over-all BAD bill, PERIOD!"

Highly Rated Blog Articles

• Taxpayers Got a Big Christmas Present Yesterday, but It Wasn't the ... - December 16, 2010 by Bullfax.com - Market News & Analysis - Bruce Krasting submits:On June 10, the House passed H.R. 5072 by a landslide vote of 406-4. This bill is called the FHA Reform Act. The legislation was sponsored by Maxine Waters (D-Cal.). The White House pushed it (click to ...

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  As noted by Bullfax.com - Market News & Analysis on December 16, 2010, "Bruce Krasting submits:On June 10, the House passed H.R. 5072 by a landslide vote of 406-4. This bill is called the FHA Reform Act. The legislation was sponsored by Maxine Waters (D-Cal.). The White House pushed it (click to ..." (http://www.bullfax.com/?q=node-taxpayers-got-big-christmas-present-yesterday-it-wasnt-)
• The Government and Banks May Punish “Strategic Defaults” - December 04, 2010 by Home Foreclosure Aid - The US House of Representatives has passed a bill [HR 5072, FHA Reform Act of 2010] that would deny insurance under the Federal Housing Administration to anyone who has engaged in a strategic default. ...

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  As noted by Home Foreclosure Aid on December 04, 2010, "The US House of Representatives has passed a bill [HR 5072, FHA Reform Act of 2010] that would deny insurance under the Federal Housing Administration to anyone who has engaged in a strategic default. ..." (http://homeforeclosureaid.com/?p=29)
• MBA And Others Call For Coordinated Effort to Improve RESPA/TILA ... - November 10, 2010 by US States - WASHINGTON, D.C. - June 14, 2010 - (RealEstateRama) -- Robert E. Story, Jr., CMB, Chairman of the Mortgage Bankers Association (MBA), today applauded passage in the House of Representatives of H.R. 5072, the FHA Reform Act of 2010. ...

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  As noted by US States on November 10, 2010, "WASHINGTON, D.C. - June 14, 2010 - (RealEstateRama) -- Robert E. Story, Jr., CMB, Chairman of the Mortgage Bankers Association (MBA), today applauded passage in the House of Representatives of H.R. 5072, the FHA Reform Act of 2010. ..." (http://states.realestaterama.com/2010/11/11/mba-and-others-call-for-coordinated-effort-to-improve-respatila-disclosures-for-borrowers-ID011419.html)

Highly Rated News Articles

• Congress Enhances Protections, Raises Annual Premium Cap - June 13, 2010 by Inside Mortgage Finance - HR 5072, the FHA Reform Act of 2010, would also raise the cap on the annual premiums charged to borrowers under the FHA single-family mortgage guarantee...

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  As noted by Inside Mortgage Finance on June 13, 2010, " HR 5072, the FHA Reform Act of 2010, would also raise the cap on the annual premiums charged to borrowers under the FHA single-family mortgage guarantee... " (http://www.imfpubs.com/issues/imfpubs_irs/21_12/news/Congress_Enhances_Protections_Raises_Annual1000013997-1.html)
• Delahunt misses 1/3 of votes, Kerry, Brown disagree on all - June 12, 2010 by Cape Cod Today (blog) - Maxine Waters, D-Calif., to the FHA Reform Act (HR 5072) to make several technical modifications to the parent legislation including a provision to allow an ...

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  As noted by Cape Cod Today (blog) on June 12, 2010, " Maxine Waters, D-Calif., to the FHA Reform Act (HR 5072) to make several technical modifications to the parent legislation including a provision to allow an ... " (http://www.capecodtoday.com/blogs/index.php/headlines/2010/06/12/delahunt-misses-1-3-of-votes-kerry-brown)
• On the Market: 2 earn owner status at Colorado Group Realty - June 12, 2010 by Steamboat Pilot - The bill, HR 5072, FHA Reform Act of 2010, would strengthen the FHA loan insurance program while keeping it available and affordable to responsible ...

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  As noted by Steamboat Pilot on June 12, 2010, " The bill, HR 5072, FHA Reform Act of 2010, would strengthen the FHA loan insurance program while keeping it available and affordable to responsible ... " (http://www.steamboatpilot.com/news/2010/jun/13/market-2-earn-owner-status-colorado-group-realty/)