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S.3264 Debt Settlement Consumer Protection Act, 111th Congress

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Official Bill Info

  • Latest Action: Apr 27, 2010 Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.

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    I know the most recent action for this bill is as follows: "Read twice and referred to the Committee on Banking, Housing, and Urban Affairs." on Apr 27, 2010
  • Committee Assignment: Senate Committee on Banking, Housing, and Urban Affairs

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    This bill has been assigned to the Senate Committee on Banking, Housing, and Urban Affairs committee.
  • Committee Assignment: Senate Committee on Health, Education, Labor, and Pensions

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    This bill has been assigned to the Senate Committee on Health, Education, Labor, and Pensions committee.

Bill Statistics on OpenCongress

  • 91% of users oppose S.3264

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    91% of users on OpenCongress.org, a free, non-partisan resource, oppose S.3264.
  • S.3264 has been viewed 21,478 times

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    S.3264 has been viewed 21,478 times on OpenCongress.org, a free, non-partisan resource.
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    Most-commented sections of the bill text

    • (1 comments, Link )

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      specifically, this section of the legislation: "",

    Highest Rated User Comments

    • On May 13, 2010, by raguilar - I agree, I feel the industry does in fact need regulation. However the fee restrictions in this bill will make it impossible to stay in business. I also agree with a comment above that maybe the whole intention of this bill is to shut down the industry rather than regulate it. I find it shocking that something like this will pass, I thought our Govt officials are suppose to be for the people. This only takes away a viable option for those who need the help and want to try and avoid BK. I am in the business. The customer service needed to work with these clients alone is a huge dollar amount. If any company tries to work within the guidelines of this bill will not be able to afford to offer the proper service and the result will be worse for the consumer. There are a lot of good ethical companies in the business.

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      As noted by raguilar, a user on OpenCongress.org, on May 13, 2010, "I agree, I feel the industry does in fact need regulation. However the fee restrictions in this bill will make it impossible to stay in business. I also agree with a comment above that maybe the whole intention of this bill is to shut down the industry rather than regulate it. I find it shocking that something like this will pass, I thought our Govt officials are suppose to be for the people. This only takes away a viable option for those who need the help and want to try and avoid BK. I am in the business. The customer service needed to work with these clients alone is a huge dollar amount. If any company tries to work within the guidelines of this bill will not be able to afford to offer the proper service and the result will be worse for the consumer. There are a lot of good ethical companies in the business."
    • On May 13, 2010, by andyifcnow - i was helped by a debt settlement company and could not have accomplished the job they did in negoiating my debt. my only option was bankrupcy and that did not occur. maybe i was lucky to get a legitimate company, however, the industry should be able to operate within guidelines where they can make a legitimate profit for their efforts. i only say that because of the amount of work they did for my family. this appears to be big govt. trying to regulate yet another industry

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      As noted by andyifcnow, a user on OpenCongress.org, on May 13, 2010, "i was helped by a debt settlement company and could not have accomplished the job they did in negoiating my debt. my only option was bankrupcy and that did not occur. maybe i was lucky to get a legitimate company, however, the industry should be able to operate within guidelines where they can make a legitimate profit for their efforts. i only say that because of the amount of work they did for my family. this appears to be big govt. trying to regulate yet another industry"
    • On May 13, 2010, by buckneill - Regulation would be just fine but to setup a bill that outright Kills an industry that helps the consumer, wouldnt it be nice to see the govt force the hand of big banks to make programs as making home affordable work. This is nothing but a sad day for the people. I think shumer should focus on the real problem the banks.

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      As noted by buckneill, a user on OpenCongress.org, on May 13, 2010, "Regulation would be just fine but to setup a bill that outright Kills an industry that helps the consumer, wouldnt it be nice to see the govt force the hand of big banks to make programs as making home affordable work. This is nothing but a sad day for the people. I think shumer should focus on the real problem the banks. "

    Highly Rated Blog Articles

    • NYC Still Pushing for Debt Settlement Consumer Protection Act ... - January 02, 2011 by debthelpconsulting.com - We are also pushing for strong federal legislation, the Debt Settlement Consumer Protection Act of 2010 (S.3264 / H.R. 5387), introduced by Senator Schumer and Representative Gutierrez. We've met with senior staff members of both ...

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      As noted by debthelpconsulting.com on January 02, 2011, "We are also pushing for strong federal legislation, the Debt Settlement Consumer Protection Act of 2010 (S.3264 / H.R. 5387), introduced by Senator Schumer and Representative Gutierrez. We've met with senior staff members of both ..." (http://debthelpconsulting.com/blog/?p=2554)
    • Defend Your Dollars: Support for Debt Settlement Consumer ... - October 06, 2010 by Defend Your Dollars - Our organizations, representing millions of consumers across the United States, strongly support the Debt Settlement Consumer Protection Act of 2010 -- S. 3264, sponsored by Senator Charles Schumer; and H.R. 5387 sponsored by ...

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      As noted by Defend Your Dollars on October 06, 2010, "Our organizations, representing millions of consumers across the United States, strongly support the Debt Settlement Consumer Protection Act of 2010 -- S. 3264, sponsored by Senator Charles Schumer; and H.R. 5387 sponsored by ..." (http://www.defendyourdollars.org/2010/10/support_for_debt_settlement_co.html)
    • Debt Collectors Beware: New Illinois Law Bites | California Auto ... - October 03, 2010 by California Auto Insurance - Therefore, more federal measures are necessary, including passage of the Debt Settlement Protection Act (H.R. 5387 and S. 3264). It is time for more action in Washington to save countless American consumers from suffering from consumer ...

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      As noted by California Auto Insurance on October 03, 2010, "Therefore, more federal measures are necessary, including passage of the Debt Settlement Protection Act (H.R. 5387 and S. 3264). It is time for more action in Washington to save countless American consumers from suffering from consumer ..." (http://www.californiaautoinsurance.in/2010/10/debt-collectors-beware-new-illinois-law-bites/)

    Highly Rated News Articles

    • ConsumerMan: Be way of debt relief promises - July 06, 2010 by MSNBC - ...off your vulnerability,” warns Linda Sherry with Consumer Action. Congress may also take action. The Debt Settlement Act of 2010 (S.3264 and H.R. 5387), would go even further. It would limit the set-up fee to $50 and the overall fee to 5 percent of th

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      As noted by MSNBC on July 06, 2010, "...off your vulnerability,” warns Linda Sherry with Consumer Action. Congress may also take action. The Debt Settlement Act of 2010 (S.3264 and H.R. 5387), would go even further. It would limit the set-up fee to $50 and the overall fee to 5 percent of th" (http://www.msnbc.msn.com/id/38130515/ns/business-consumer_news/)
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