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S.414 Credit Card Accountability Responsibility and Disclosure Act of 2009, 111th Congress

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Official Bill Info

  • Latest Action: May 04, 2009 By Senator Dodd from Committee on Banking, Housing, and Urban Affairs filed written report. Report No. 111-16.

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    I know the most recent action for this bill is as follows: "By Senator Dodd from Committee on Banking, Housing, and Urban Affairs filed written report. Report No. 111-16." on May 04, 2009
  • Committee Assignment: Senate Committee on Banking, Housing, and Urban Affairs

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    This bill has been assigned to the Senate Committee on Banking, Housing, and Urban Affairs committee.

Bill Statistics on OpenCongress

  • 74% of users support S.414

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    74% of users on OpenCongress.org, a free, non-partisan resource, support S.414.
  • S.414 has been viewed 29,740 times

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    S.414 has been viewed 29,740 times on OpenCongress.org, a free, non-partisan resource.
  • Contribution Data

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    Supporting Organizations

    • Americans for Fairness in Lending

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      I know that the organization Americans for Fairness in Lending supports S.414
    • Consumer Action

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      I know that the organization Consumer Action supports S.414
    • Demos

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      I know that the organization Demos supports S.414
    • National Association of Consumer Advocates

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      I know that the organization National Association of Consumer Advocates supports S.414
    • National Consumer Law Center

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      I know that the organization National Consumer Law Center supports S.414
    • National Association for the Advancement of Colored People

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      I know that the organization National Association for the Advancement of Colored People supports S.414
    • U.S. Public Interest Research Groups

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      I know that the organization U.S. Public Interest Research Groups supports S.414
    • Service Employees International Union

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      I know that the organization Service Employees International Union supports S.414
    • National Council of La Raza

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      I know that the organization National Council of La Raza supports S.414
    • Consumers Union

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      I know that the organization Consumers Union supports S.414
    • Center for Responsible Lending

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      I know that the organization Center for Responsible Lending supports S.414
    • Consumer Federation of America

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      I know that the organization Consumer Federation of America supports S.414

    Opposing Organizations

    • American Bankers Association

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      I know that the organization American Bankers Association opposes S.414

    Most-commented sections of the bill text

    Highest Rated User Comments

    • On May 01, 2009, by TLee1 - Regarding the interest rates charged by credit card companie: they should be rolled back to comply with states' usury laws. If that can'r be done, the federal government should set a ceiling on all interest rates, never to exceed "x %." Anything above 15% is usurious.

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      As noted by TLee1, a user on OpenCongress.org, on May 01, 2009, "Regarding the interest rates charged by credit card companie: they should be rolled back to comply with states' usury laws. If that can'r be done, the federal government should set a ceiling on all interest rates, never to exceed "x %." Anything above 15% is usurious."
    • On April 28, 2009, by charlesgliva - I supposed it would be a good thing to limit credit those with poor to average credit scores. For one, there is a reason their scores are poor to average.

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      As noted by charlesgliva, a user on OpenCongress.org, on April 28, 2009, "I supposed it would be a good thing to limit credit those with poor to average credit scores. For one, there is a reason their scores are poor to average."
    • On April 30, 2009, by GROM - If there is a limit to those with poor and average credit scores, it's for their own safety. They got themselves in that place by spending more than they have, not making payments, and opening 5 credit lines just to get a discount from a store. Those people are just one of the causes of bad economy. If they haven't grown up to manage their own money, they should have a limited access to credit cards. Credit card companies also should be controlled on how they conduct business. Off to reading the bill :)

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      As noted by GROM, a user on OpenCongress.org, on April 30, 2009, "If there is a limit to those with poor and average credit scores, it's for their own safety. They got themselves in that place by spending more than they have, not making payments, and opening 5 credit lines just to get a discount from a store. Those people are just one of the causes of bad economy. If they haven't grown up to manage their own money, they should have a limited access to credit cards. Credit card companies also should be controlled on how they conduct business. Off to reading the bill :)"

    Highly Rated Blog Articles

    • kreuz.net – Mißbrauchs-Hoax: Die 'Welt' publiziert den nächsten ... - December 28, 2010 by kreuz.net – katholische nachrichten - Ried im Innkreis 1937, S. 414). Redaktion benachrichtigen. Donnerstag, 30. Dezember 2010 00:16. Paul M. †-1:22:41:16: Frau Miriam Hollstein… …ist wohl ganz wild auf eine „Gesichtsmassage“ aus! Sie ist die eigentliche Missbraucherin! ...

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      As noted by kreuz.net – katholische nachrichten on December 28, 2010, "Ried im Innkreis 1937, S. 414). Redaktion benachrichtigen. Donnerstag, 30. Dezember 2010 00:16. Paul M. †-1:22:41:16: Frau Miriam Hollstein… …ist wohl ganz wild auf eine „Gesichtsmassage“ aus! Sie ist die eigentliche Missbraucherin! ..." (http://www.kreuz.net/article.12457.html)
    • Flugrouten: Fakten und Fiktionen | klaerwerk-blog.de - December 02, 2010 by klaerwerk-blog.de - Das Schlimme daran ist aber, dass offensichtlich all' diese „Schreier“ den Planfeststellungsbeschluss nicht gelesen haben, denn dort ist (S. 414 und 415, sowie 631) eindeutig festgelegt, dass die endgültige Festlegung der Flugrouten ...

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      As noted by klaerwerk-blog.de on December 02, 2010, "Das Schlimme daran ist aber, dass offensichtlich all' diese „Schreier“ den Planfeststellungsbeschluss nicht gelesen haben, denn dort ist (S. 414 und 415, sowie 631) eindeutig festgelegt, dass die endgültige Festlegung der Flugrouten ..." (http://www.klaerwerk-blog.de/2010/12/03/flugrouten-fakten-und-fiktionen/)
    • Angst als Dialektik des inneren und äußeren Erlebens – das Alter ... - November 06, 2010 by Kritische Ausgabe - CLV Bielefeld 2004. Matt. 13, 50. [zurück]; Mayröcker, Friederike: Gesammelte Gedichte. 1939 – 2003. Hrsg. v. Marcel Beyer. Erste Auflage. Frankfurt a. M. 2004. S. 414. [zurück]; Beauvoir, Simone de: Das Alter. Hamburg 2000. S. 364. ...

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      As noted by Kritische Ausgabe on November 06, 2010, "CLV Bielefeld 2004. Matt. 13, 50. [zurück]; Mayröcker, Friederike: Gesammelte Gedichte. 1939 – 2003. Hrsg. v. Marcel Beyer. Erste Auflage. Frankfurt a. M. 2004. S. 414. [zurück]; Beauvoir, Simone de: Das Alter. Hamburg 2000. S. 364. ..." (http://www.kritische-ausgabe.de/index.php/archiv/4006/)

    Highly Rated News Articles

    • CARD Act Misses Mark on Payments - May 27, 2010 by The Street - ...should be applied to the balance with the highest APR. On February 11, 2009, Senator Dodd introduced a bill to the Senate (S.414) that proposed a payment allocation system in which: "The card issuer shall apply the payment first to the card balance bear

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      As noted by The Street on May 27, 2010, "...should be applied to the balance with the highest APR. On February 11, 2009, Senator Dodd introduced a bill to the Senate (S.414) that proposed a payment allocation system in which: "The card issuer shall apply the payment first to the card balance bear" (http://feeds.thestreet.com/~r/tsc/feeds/rss/latest-stories/~3/b9rhszoBPdY/card-act-misses-mark-on-payments.html)
    • The credit-card wars - May 04, 2009 by Philadelphia Inquirer - S.414 Credit Card Reform Act 2009 will be voted on this week -- Please call your Senators - Toll Free Capitol switchboard 1-800-828-0498 which issue is the ...

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      As noted by Philadelphia Inquirer on May 04, 2009, "S.414 Credit Card Reform Act 2009 will be voted on this week -- Please call your Senators - Toll Free Capitol switchboard 1-800-828-0498 which issue is the ..." (http://www.philly.com/philly/business/personal_finance/20090505_The_credit-card_wars_Beleagured_consumers_need_some_real_relief.html)
    • - April 29, 2009 by The Consumerist - ... and you'd like them to support S. 414, the Credit CARD Act. To find out more about the current credit card legislation, check out last week's post, ...

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      As noted by The Consumerist on April 29, 2009, "... and you'd like them to support S. 414, the Credit CARD Act. To find out more about the current credit card legislation, check out last week's post, ..." (http://abcnews.go.com/Business/Economy/wireStory?id=7472861)
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