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H.R.1330 Student Loan Fairness Act, 113th Congress

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Official Bill Info

  • Latest Action: Apr 23, 2013 Referred to the Subcommittee on Higher Education and Workforce Training.

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    I know the most recent action for this bill is as follows: "Referred to the Subcommittee on Higher Education and Workforce Training." on Apr 23, 2013
  • Committee Assignment: House Committee on Education and the Workforce - Higher Education and Workforce Training

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    This bill has been assigned to the House Committee on Education and the Workforce - Higher Education and Workforce Training committee.
  • Committee Assignment: House Committee on Education and the Workforce

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    This bill has been assigned to the House Committee on Education and the Workforce committee.
  • Committee Assignment: House Committee on Financial Services

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    This bill has been assigned to the House Committee on Financial Services committee.
  • Committee Assignment: House Committee on Ways and Means

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    This bill has been assigned to the House Committee on Ways and Means committee.

Bill Statistics on OpenCongress

  • 65% of users support H.R.1330

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    65% of users on OpenCongress.org, a free, non-partisan resource, support H.R.1330.
  • H.R.1330 has been viewed 3,237 times

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    H.R.1330 has been viewed 3,237 times on OpenCongress.org, a free, non-partisan resource.
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    Most-commented sections of the bill text

    Highest Rated User Comments

    • On March 29, 2013, by stewey2000 - forgiving debt is not fairness, it's mercy. It isn't fair at all to the people who lent their money with the promise of getting it back. fairness doesn't always mean easier, it means keeping the promises you made. Paying back what you said you would. that is fair. the rules can't change halfway through, that certainly isn't fair, that's just a handout.

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      As noted by stewey2000, a user on OpenCongress.org, on March 29, 2013, "forgiving debt is not fairness, it's mercy. It isn't fair at all to the people who lent their money with the promise of getting it back. fairness doesn't always mean easier, it means keeping the promises you made. Paying back what you said you would. that is fair. the rules can't change halfway through, that certainly isn't fair, that's just a handout. "
    • On January 04, 2014, by openmench - "It isn’t fair at all to the people who lent their money..." Of course, if it is the banks you are referring to, this ignores the indisputable fact that banks do NOT loan money. Therefore, since they never had any rightful ownership of the principle, the interest is never justified. Aside from the slight usage of the English, this page explains "how banking really works":http://holland4mpe.wordpress.com/2013/12/26/how-to-logically-proof-we-do-not-%C2%A8loan%C2%A8-money-from-banks/ and puts to the rest the commonly perpetuate myth about how money is created shows that it is in fact the obligor (erroneously referred to as the borrower). All H.R. 1330 does is apply all previous interest payments to the principle, as should be done with every single purported loan throughout the nation.

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      As noted by openmench, a user on OpenCongress.org, on January 04, 2014, ""It isn’t fair at all to the people who lent their money..." Of course, if it is the banks you are referring to, this ignores the indisputable fact that banks do NOT loan money. Therefore, since they never had any rightful ownership of the principle, the interest is never justified. Aside from the slight usage of the English, this page explains "how banking really works":http://holland4mpe.wordpress.com/2013/12/26/how-to-logically-proof-we-do-not-%C2%A8loan%C2%A8-money-from-banks/ and puts to the rest the commonly perpetuate myth about how money is created shows that it is in fact the obligor (erroneously referred to as the borrower). All H.R. 1330 does is apply all previous interest payments to the principle, as should be done with every single purported loan throughout the nation. "
    • On April 03, 2013, by DaveCB - "forgiving debt is not fairness, it's mercy." It is mercy, the bankruptcy law changed in 2005 for what? Who changed the rules? People would knew they could make money from students that didn't even qualify for the loans. It was an opportunity to make massive amounts of money for people who already have massive amounts of money. So the people you defend are actually the people that cause the "student debt crisis". Fairness is trying to help people that need it the most. I don't want your handout! I want to pay my loan, and I have been. Tripling what I borrowed then refusing to work a payment plan out is and should be unconstitutional. So take your handout and shove it back in.

      Clicking this will add the following text:

      As noted by DaveCB, a user on OpenCongress.org, on April 03, 2013, ""forgiving debt is not fairness, it's mercy." It is mercy, the bankruptcy law changed in 2005 for what? Who changed the rules? People would knew they could make money from students that didn't even qualify for the loans. It was an opportunity to make massive amounts of money for people who already have massive amounts of money. So the people you defend are actually the people that cause the "student debt crisis". Fairness is trying to help people that need it the most. I don't want your handout! I want to pay my loan, and I have been. Tripling what I borrowed then refusing to work a payment plan out is and should be unconstitutional. So take your handout and shove it back in. "

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