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H.R.1909 FFSCC Charter Act of 2011, 112th Congress

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Official Bill Info

  • Latest Action: Jul 29, 2011 Referred to the Subcommittee on Financial Institutions and Consumer Credit.

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    I know the most recent action for this bill is as follows: "Referred to the Subcommittee on Financial Institutions and Consumer Credit." on Jul 29, 2011
  • Committee Assignment: House Committee on Financial Services

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    This bill has been assigned to the House Committee on Financial Services committee.
  • Committee Assignment: House Committee on Financial Services - Financial Institutions and Consumer Credit

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    This bill has been assigned to the House Committee on Financial Services - Financial Institutions and Consumer Credit committee.

Bill Statistics on OpenCongress

  • 100% of users support H.R.1909

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    100% of users on OpenCongress.org, a free, non-partisan resource, support H.R.1909.
  • H.R.1909 has been viewed 1,738 times

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    H.R.1909 has been viewed 1,738 times on OpenCongress.org, a free, non-partisan resource.
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    Most-commented sections of the bill text

    Highest Rated User Comments

    Highly Rated Blog Articles

    • Senator Dick Durbin proposes 36 percent rate cap for payday loans ... - July 28, 2012 by tfeltner@woodstockinst.org (Tom Feltner) - Two proposals, H.R. 6139 and H.R. 1909, have picked up support in the House on the false grounds that they will expand access to credit in underserved communities. Both propose to create a new national charter for payday ...

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      As noted by tfeltner@woodstockinst.org (Tom Feltner) on July 28, 2012, "Two proposals, H.R. 6139 and H.R. 1909, have picked up support in the House on the false grounds that they will expand access to credit in underserved communities. Both propose to create a new national charter for payday ..." (/url?q=http://www.woodstockinst.org/blog/blog/senator-dick-durbin-proposes-36-percent-rate-cap-for-payday-loans,-other-forms-of-high%2511cost-credit/&sa=U&ei=O3cWUJ3RCI-Q8wSXm4HQBQ&ved=0CBsQmAEwAA&usg=AFQjCNFan35M6PKCvChPMdoGbwOqZI28RQ)
    • Short-Term Lenders Could Come to Maryland - July 22, 2012 by http://www.responsiblelending.org/ - Maryland law currently prohibits auto title and payday lending, but a proposal in the U.S. House of Representatives could open up the state to such businesses. The Maryland Consumer Rights Coalition is fighting HR 1909, ...

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      As noted by http://www.responsiblelending.org/ on July 22, 2012, "Maryland law currently prohibits auto title and payday lending, but a proposal in the U.S. House of Representatives could open up the state to such businesses. The Maryland Consumer Rights Coalition is fighting HR 1909, ..." (/url?q=http://www.responsiblelending.org/tools-resources/headlines/Short-Term-Lenders-Could-Come-to-Maryland.html&sa=U&ei=OxgPUPvDEsuJqQHf54HoDQ&ved=0CBsQmAEwAA&usg=AFQjCNEAH_ixiNK18_MsJ3FcIv1kpdgOGg)
    • Tell Congress to Say No to Rent-to-Own Industry and Payday Lenders - July 18, 2012 by Aidan - The Federal Financial Services and Credit Companies Charter Act (H.R. 1909) threatens to expose consumers to equally abusive practices from small lenders that regularly hurt consumers with short-term, high-interest loans ...

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      As noted by Aidan on July 18, 2012, "The Federal Financial Services and Credit Companies Charter Act (H.R. 1909) threatens to expose consumers to equally abusive practices from small lenders that regularly hurt consumers with short-term, high-interest loans ..." (/url?q=http://www.cphabaltimore.org/2012/07/tell-congress-to-say-no-to-rent-to-own-industry-and-payday-lenders/&sa=U&ei=O3cWUJ3RCI-Q8wSXm4HQBQ&ved=0CC0QmAEwBA&usg=AFQjCNHSbXjdfqohxjpQeR0BSje0R-5-bg)

    Highly Rated News Articles

    • Proposal for OCC to charter “Federal Financial Services and Credit Companies” draws ire from consumer advocate - July 03, 2012 by jdsupra.com - H.R. 1909, titled “FFSCC Charter Act of 2011″ and introduced in May 2011, would allow a company to qualify as an FFSCC if it satisfies certain requirements that include having “a demonstrated history of experience in providing underbanked persons ...

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      As noted by jdsupra.com on July 03, 2012, "H.R. 1909, titled “FFSCC Charter Act of 2011″ and introduced in May 2011, would allow a company to qualify as an FFSCC if it satisfies certain requirements that include having “a demonstrated history of experience in providing underbanked persons ..." (http://www.jdsupra.com/post/documentViewer.aspx?fid=3df57583-efdc-4914-b782-d6875defa1d5)
    • H.R. 1909 Lifts Barriers to Small Loans - June 12, 2012 by NewsMax.com - Last Friday’s dismal jobs number renewed the call for Congress to find common ground and “do something.” Unfortunately, the “something” that the punditocracy usually calls for can be summed up in three words: spend, spend, and spend.

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      As noted by NewsMax.com on June 12, 2012, "Last Friday’s dismal jobs number renewed the call for Congress to find common ground and “do something.” Unfortunately, the “something” that the punditocracy usually calls for can be summed up in three words: spend, spend, and spend." (http://www.newsmax.com/JohnBerlau/HR-1909-payday-loans-Congress/2012/06/12/id/442081)
    • Federal Charter for Nonbanks Would Harm Unbanked - December 06, 2011 by American Banker Online - Ryan Gilbert's recent BankThink article "Give Nonbanks a Nationwide Reach" is part of a massive lobbying campaign by major payday lenders and others to sway Congress to pass H.R. 1909. The National Pawnbrokers Association opposes the federal charter ...

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      As noted by American Banker Online on December 06, 2011, "Ryan Gilbert's recent BankThink article "Give Nonbanks a Nationwide Reach" is part of a massive lobbying campaign by major payday lenders and others to sway Congress to pass H.R. 1909. The National Pawnbrokers Association opposes the federal charter ..." (http://www.americanbanker.com/bankthink/national-charter-for-nonbanks-is-a-bad-idea-1044637-1.html)
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