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  <title>Open Congress : Major Bill Actions in Mortgage banks</title>
  <link href="http://www.opencongress.org/issue/atom/4202_mortgage_banks" rel="self"/>
  <link href="http://www.opencongress.org/issue/show/4202_mortgage_banks" rel="alternate"/>
  <updated>2008-07-30T00:00:00Z</updated>
  <author>
    <name>opencongress.org</name>
  </author>
  <id>tag:opencongress.org,2007:/issue_feed/4202</id>
  <entry>
    <title>Bill Enacted: H.R.3221 Housing and Economic Recovery Act of 2008</title>
    <link href="http://www.opencongress.org/bill/110-h3221/show" rel="alternate"/>
    <id>tag:opencongress.org,2008-07-30:/action/168017</id>
    <updated>2008-07-30T00:00:00Z</updated>
    <content type="html">
A bill to provide needed housing reform and for other purposes.&lt;br /&gt;&lt;br /&gt;July 30, 2008: Became Public Law No: 110-289.    </content>
  </entry>
  <entry>
    <title>Bill Signed by President: H.R.3221 Housing and Economic Recovery Act of 2008</title>
    <link href="http://www.opencongress.org/bill/110-h3221/show" rel="alternate"/>
    <id>tag:opencongress.org,2008-07-30:/action/168016</id>
    <updated>2008-07-30T00:00:00Z</updated>
    <content type="html">
A bill to provide needed housing reform and for other purposes.&lt;br /&gt;&lt;br /&gt;July 30, 2008: Signed by President.    </content>
  </entry>
  <entry>
    <title>Bill Sent To President: H.R.3221 Housing and Economic Recovery Act of 2008</title>
    <link href="http://www.opencongress.org/bill/110-h3221/show" rel="alternate"/>
    <id>tag:opencongress.org,2008-07-29:/action/167619</id>
    <updated>2008-07-29T00:00:00Z</updated>
    <content type="html">
A bill to provide needed housing reform and for other purposes.&lt;br /&gt;&lt;br /&gt;July 29, 2008: Presented to President.    </content>
  </entry>
  <entry>
    <title>Bill Sent To President: H.R.3221 Housing and Economic Recovery Act of 2008</title>
    <link href="http://www.opencongress.org/bill/110-h3221/show" rel="alternate"/>
    <id>tag:opencongress.org,2008-07-26:/action/167618</id>
    <updated>2008-07-26T00:00:00Z</updated>
    <content type="html">
A bill to provide needed housing reform and for other purposes.&lt;br /&gt;&lt;br /&gt;July 26, 2008: Cleared for White House.    </content>
  </entry>
  <entry>
    <title>Bill Introduced: H.R.5830 FHA Housing Stabilization and Homeownership Retention Act of 2008</title>
    <link href="http://www.opencongress.org/bill/110-h5830/show" rel="alternate"/>
    <id>tag:opencongress.org,2008-04-17:/action/150499</id>
    <updated>2008-04-17T00:00:00Z</updated>
    <content type="html">
To create a voluntary FHA program that provides mortgage refinancing assistance to allow families to stay in their homes, protect neighborhoods, and help stabilize the housing market.&lt;br /&gt;&lt;br /&gt;    </content>
  </entry>
  <entry>
    <title>Bill Introduced: H.R.5579 Emergency Mortgage Loan Modification Act of 2008</title>
    <link href="http://www.opencongress.org/bill/110-h5579/show" rel="alternate"/>
    <id>tag:opencongress.org,2008-03-11:/action/147309</id>
    <updated>2008-03-11T00:00:00Z</updated>
    <content type="html">
To remove an impediment to troubled debt restructuring on the part of holders of residential mortgage loans, and for other purposes.&lt;br /&gt;&lt;br /&gt;    </content>
  </entry>
  <entry>
    <title>Bill Introduced: S.2595 Secure and Fair Enforcement for Mortgage Licensing Act of 2008</title>
    <link href="http://www.opencongress.org/bill/110-s2595/show" rel="alternate"/>
    <id>tag:opencongress.org,2008-02-06:/action/144520</id>
    <updated>2008-02-06T00:00:00Z</updated>
    <content type="html">
A bill to create a national licensing system for residential mortgage loan originators, to develop minimum standards of conduct to be enforced by State regulators, and for other purposes.&lt;br /&gt;&lt;br /&gt;    </content>
  </entry>
  <entry>
    <title>Bill Introduced: S.2391 GSE Mission Improvement Act</title>
    <link href="http://www.opencongress.org/bill/110-s2391/show" rel="alternate"/>
    <id>tag:opencongress.org,2007-11-16:/action/137298</id>
    <updated>2007-11-16T00:00:00Z</updated>
    <content type="html">
A bill to provide for affordable housing relief, and for other purposes.&lt;br /&gt;&lt;br /&gt;    </content>
  </entry>
  <entry>
    <title>Bill Introduced: H.R.4178 Emergency Mortgage Loan Modification Act of 2007</title>
    <link href="http://www.opencongress.org/bill/110-h4178/show" rel="alternate"/>
    <id>tag:opencongress.org,2007-11-14:/action/138573</id>
    <updated>2007-11-14T00:00:00Z</updated>
    <content type="html">
To amend the Truth in Lending Act to remove an impediment to troubled debt restructuring on the part of holders of residential mortgage loans, and for other purposes.&lt;br /&gt;&lt;br /&gt;    </content>
  </entry>
  <entry>
    <title>Bill Introduced: S.2325 Expanding American Homeownership Act of 2007</title>
    <link href="http://www.opencongress.org/bill/110-s2325/show" rel="alternate"/>
    <id>tag:opencongress.org,2007-11-08:/action/136257</id>
    <updated>2007-11-08T00:00:00Z</updated>
    <content type="html">
A bill to modernize and update the National Housing Act and enable the Federal Housing Administration to use risk-based pricing to more effectively reach underserved borrowers, and for other purposes.&lt;br /&gt;&lt;br /&gt;    </content>
  </entry>
  <entry>
    <title>Bill Introduced: H.R.3915 Mortgage Reform and Anti-Predatory Lending Act of 2007</title>
    <link href="http://www.opencongress.org/bill/110-h3915/show" rel="alternate"/>
    <id>tag:opencongress.org,2007-10-22:/action/134327</id>
    <updated>2007-10-22T00:00:00Z</updated>
    <content type="html">
To amend the Truth in Lending Act to reform consumer mortgage practices and provide accountability for such practices, to establish licensing and registration requirements for residential mortgage originators, to provide certain minimum standards for consumer mortgage loans, and for other purposes.&lt;br /&gt;&lt;br /&gt;    </content>
  </entry>
  <entry>
    <title>Bill Introduced: H.R.3837 Escrow, Appraisal, and Mortgage Servicing Improvements Act</title>
    <link href="http://www.opencongress.org/bill/110-h3837/show" rel="alternate"/>
    <id>tag:opencongress.org,2007-10-16:/action/132436</id>
    <updated>2007-10-16T00:00:00Z</updated>
    <content type="html">
To require escrows for certain mortgage loans, to improve mortgage servicing, to promote sustainable homeownership opportunities, to enhance appraisal quality and standards, to better appraisal oversight, to mitigate appraiser pressure, and for other purposes.&lt;br /&gt;&lt;br /&gt;    </content>
  </entry>
  <entry>
    <title>Bill Introduced: H.R.3813 Mortgage Kickback Prevention Act of 2007</title>
    <link href="http://www.opencongress.org/bill/110-h3813/show" rel="alternate"/>
    <id>tag:opencongress.org,2007-10-10:/action/132070</id>
    <updated>2007-10-10T00:00:00Z</updated>
    <content type="html">
To amend the Truth in Lending Act to prohibit mortgage originators from receiving incentive compensation that varies with the terms of a residential mortgage loan and from steering consumers to residential mortgage loans that are not in the consumers' best interest, and for other purposes X.&lt;br /&gt;&lt;br /&gt;    </content>
  </entry>
  <entry>
    <title>Bill Introduced: H.R.3777 Protecting Access to Safe Mortgages Act</title>
    <link href="http://www.opencongress.org/bill/110-h3777/show" rel="alternate"/>
    <id>tag:opencongress.org,2007-10-09:/action/131891</id>
    <updated>2007-10-09T00:00:00Z</updated>
    <content type="html">
To temporarily raise the portfolio caps applicable to Freddie Mac and Fannie Mae, to provide the necessary financing to curb foreclosures by facilitating the refinancing of at-risk subprime borrowers into safe, prime loans, to preserve liquidity in the mortgage lending markets, and for other purposes.&lt;br /&gt;&lt;br /&gt;    </content>
  </entry>
  <entry>
    <title>Bill Introduced: H.R.3725 Mortgage Disclosure Simplification Act of 2007</title>
    <link href="http://www.opencongress.org/bill/110-h3725/show" rel="alternate"/>
    <id>tag:opencongress.org,2007-10-02:/action/131256</id>
    <updated>2007-10-02T00:00:00Z</updated>
    <content type="html">
To amend the Real Estate Settlement Procedures Act of 1974 to require the submission to each borrower under a federally related mortgage loan of a one-page description of the essential terms of the loan.&lt;br /&gt;&lt;br /&gt;    </content>
  </entry>
  <entry>
    <title>Bill Introduced: H.R.3705 Fair Disclosure for Homeowners Act of 2007</title>
    <link href="http://www.opencongress.org/bill/110-h3705/show" rel="alternate"/>
    <id>tag:opencongress.org,2007-09-27:/action/130842</id>
    <updated>2007-09-27T00:00:00Z</updated>
    <content type="html">
To amend the Truth in Lending Act to require notice to consumers of an upcoming adjustment or reset date with respect to hybrid adjustable rate mortgages, and for other purposes.&lt;br /&gt;&lt;br /&gt;    </content>
  </entry>
  <entry>
    <title>Bill Introduced: H.R.3666 Foreclosure Prevention and Homeownership Protection Act</title>
    <link href="http://www.opencongress.org/bill/110-h3666/show" rel="alternate"/>
    <id>tag:opencongress.org,2007-09-25:/action/130305</id>
    <updated>2007-09-25T00:00:00Z</updated>
    <content type="html">
To establish a bipartisan commission to perform a comprehensive examination of the current foreclosure and mortgage lending crisis and to make recommendations for legislative and regulatory changes to address such problems.&lt;br /&gt;&lt;br /&gt;    </content>
  </entry>
  <entry>
    <title>Bill Introduced: H.R.3535 Homebuyer's Protection Act of 2007</title>
    <link href="http://www.opencongress.org/bill/110-h3535/show" rel="alternate"/>
    <id>tag:opencongress.org,2007-09-14:/action/129079</id>
    <updated>2007-09-14T00:00:00Z</updated>
    <content type="html">
To amend the Truth in Lending Act to require escrow accounts for the payment of property taxes and insurance for all subprime loans, and to expand the coverage of the appraisal requirements under the Financial Institutions Reform, Recovery, and Enforcement Act of 1989, and for other purposes.&lt;br /&gt;&lt;br /&gt;    </content>
  </entry>
  <entry>
    <title>Bill Introduced: H.R.3296 Mortgage Broker Transparency and Accountability Act of 2007</title>
    <link href="http://www.opencongress.org/bill/110-h3296/show" rel="alternate"/>
    <id>tag:opencongress.org,2007-08-01:/action/126496</id>
    <updated>2007-08-01T00:00:00Z</updated>
    <content type="html">
To amend the Truth in Lending Act to establish transparency and accountability requirements for mortgage brokers, and for other purposes.&lt;br /&gt;&lt;br /&gt;    </content>
  </entry>
  <entry>
    <title>Bill Introduced: H.R.3221 Housing and Economic Recovery Act of 2008</title>
    <link href="http://www.opencongress.org/bill/110-h3221/show" rel="alternate"/>
    <id>tag:opencongress.org,2007-07-30:/action/125865</id>
    <updated>2007-07-30T00:00:00Z</updated>
    <content type="html">
A bill to provide needed housing reform and for other purposes.&lt;br /&gt;&lt;br /&gt;    </content>
  </entry>
</feed>
