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  <title>Open Congress : Major Bill Actions in Usury</title>
  <link href="http://www.opencongress.org/issue/atom/7059_usury" rel="self"/>
  <link href="http://www.opencongress.org/issue/show/7059_usury" rel="alternate"/>
  <updated>2007-09-25T00:00:00Z</updated>
  <author>
    <name>opencongress.org</name>
  </author>
  <id>tag:opencongress.org,2007:/issue_feed/7059</id>
  <entry>
    <title>Bill Introduced: H.R.3666 Foreclosure Prevention and Homeownership Protection Act</title>
    <link href="http://www.opencongress.org/bill/110-h3666/show" rel="alternate"/>
    <id>tag:opencongress.org,2007-09-25:/action/130305</id>
    <updated>2007-09-25T00:00:00Z</updated>
    <content type="html">
To establish a bipartisan commission to perform a comprehensive examination of the current foreclosure and mortgage lending crisis and to make recommendations for legislative and regulatory changes to address such problems.&lt;br /&gt;&lt;br /&gt;    </content>
  </entry>
  <entry>
    <title>Bill Introduced: H.R.3133 Financial Literacy for Homeowners Act</title>
    <link href="http://www.opencongress.org/bill/110-h3133/show" rel="alternate"/>
    <id>tag:opencongress.org,2007-07-23:/action/123589</id>
    <updated>2007-07-23T00:00:00Z</updated>
    <content type="html">
To authorize the Secretary of the Treasury to make grants to States, units of general local government, and nonprofit organizations for counseling and education programs for the prevention of predatory lending and to establish a toll-free telephone number for complaints regarding predatory lending, and for other purposes.&lt;br /&gt;&lt;br /&gt;    </content>
  </entry>
  <entry>
    <title>Bill Introduced: H.Res.526 Supporting home ownership and responsible lending.</title>
    <link href="http://www.opencongress.org/bill/110-hr526/show" rel="alternate"/>
    <id>tag:opencongress.org,2007-06-28:/action/120574</id>
    <updated>2007-06-28T00:00:00Z</updated>
    <content type="html">
Supporting home ownership and responsible lending.&lt;br /&gt;&lt;br /&gt;    </content>
  </entry>
  <entry>
    <title>Bill Introduced: H.Con.Res.127 Supporting home ownership and responsible lending.</title>
    <link href="http://www.opencongress.org/bill/110-hc127/show" rel="alternate"/>
    <id>tag:opencongress.org,2007-04-24:/action/109543</id>
    <updated>2007-04-24T00:00:00Z</updated>
    <content type="html">
Supporting home ownership and responsible lending.&lt;br /&gt;&lt;br /&gt;    </content>
  </entry>
  <entry>
    <title>Bill Introduced: H.R.1677 Taxpayer Protection Act of 2007</title>
    <link href="http://www.opencongress.org/bill/110-h1677/show" rel="alternate"/>
    <id>tag:opencongress.org,2007-03-26:/action/107223</id>
    <updated>2007-03-26T00:00:00Z</updated>
    <content type="html">
To amend the Internal Revenue Code of 1986 to enhance taxpayer protections and outreach.&lt;br /&gt;&lt;br /&gt;    </content>
  </entry>
  <entry>
    <title>Bill Introduced: H.R.1289 Insurance Disclosure Act</title>
    <link href="http://www.opencongress.org/bill/110-h1289/show" rel="alternate"/>
    <id>tag:opencongress.org,2007-03-01:/action/94640</id>
    <updated>2007-03-01T00:00:00Z</updated>
    <content type="html">
To enhance the availability of capital and credit for all citizens and communities, to ensure that community reinvestment keeps pace as banks, securities firms, and other financial service providers become affiliates as a result of the enactment of the Gramm-Leach-Bliley Act, and for other purposes.&lt;br /&gt;&lt;br /&gt;    </content>
  </entry>
  <entry>
    <title>Bill Introduced: H.R.531 Retirement Security Education Act of 2007</title>
    <link href="http://www.opencongress.org/bill/110-h531/show" rel="alternate"/>
    <id>tag:opencongress.org,2007-01-17:/action/90749</id>
    <updated>2007-01-17T00:00:00Z</updated>
    <content type="html">
To establish a grant program to enhance the financial and retirement literacy of mid-life and older Americans and to reduce financial abuse and fraud among such Americans, and for other purposes.&lt;br /&gt;&lt;br /&gt;    </content>
  </entry>
  <entry>
    <title>Bill Introduced: H.R.5350 Federal Payday Loan Consumer Protection Amendments of 2006</title>
    <link href="http://www.opencongress.org/bill/109-h5350/show" rel="alternate"/>
    <id>tag:opencongress.org,2006-05-10:/action/48255</id>
    <updated>2006-05-10T00:00:00Z</updated>
    <content type="html">
To amend the Federal Deposit Insurance Act and the Truth in Lending Act to prohibit federally insured institutions from engaging in high-cost payday loans, to expand protections for consumers in connection with the making of such loans by uninsured entities, and for other purposes.&lt;br /&gt;&lt;br /&gt;    </content>
  </entry>
  <entry>
    <title>Bill Introduced: H.R.4866 Promote Responsibility by Improving Development Education Act of 2006</title>
    <link href="http://www.opencongress.org/bill/109-h4866/show" rel="alternate"/>
    <id>tag:opencongress.org,2006-03-02:/action/49853</id>
    <updated>2006-03-02T00:00:00Z</updated>
    <content type="html">
To promote responsibility by improving development education.&lt;br /&gt;&lt;br /&gt;    </content>
  </entry>
  <entry>
    <title>Bill Introduced: H.R.4319 Assistance for Small and Medium Enterprises in Sub-Saharan African Countries Act of 2005</title>
    <link href="http://www.opencongress.org/bill/109-h4319/show" rel="alternate"/>
    <id>tag:opencongress.org,2005-11-15:/action/45020</id>
    <updated>2005-11-15T00:00:00Z</updated>
    <content type="html">
To provide assistance for small and medium enterprises in sub-Saharan African countries, and for other purposes.&lt;br /&gt;&lt;br /&gt;    </content>
  </entry>
  <entry>
    <title>Bill Introduced: S.924 Education for Retirement Security Act of 2005</title>
    <link href="http://www.opencongress.org/bill/109-s924/show" rel="alternate"/>
    <id>tag:opencongress.org,2005-04-27:/action/74157</id>
    <updated>2005-04-27T00:00:00Z</updated>
    <content type="html">
A bill to establish a grant program to enhance the financial and retirement literacy of mid-life and older Americans to reduce financial abuse and fraud among such Americans, and for other purposes.&lt;br /&gt;&lt;br /&gt;    </content>
  </entry>
  <entry>
    <title>Bill Introduced: H.R.1643 Borrower?s Bill of Rights Act</title>
    <link href="http://www.opencongress.org/bill/109-h1643/show" rel="alternate"/>
    <id>tag:opencongress.org,2005-04-14:/action/67598</id>
    <updated>2005-04-14T00:00:00Z</updated>
    <content type="html">
To amend various banking laws to combat predatory lending, particularly in regards to low and moderate income individuals, and for other purposes.&lt;br /&gt;&lt;br /&gt;    </content>
  </entry>
  <entry>
    <title>Bill Introduced: H.R.1660 Payday Borrower Protection Act of 2005</title>
    <link href="http://www.opencongress.org/bill/109-h1660/show" rel="alternate"/>
    <id>tag:opencongress.org,2005-04-14:/action/71524</id>
    <updated>2005-04-14T00:00:00Z</updated>
    <content type="html">
To amend the Consumer Credit Protection Act and other banking laws to protect consumers who avail themselves of payday loans from usurious interest rates and exorbitant fees, perpetual debt, the use of criminal actions to collect debts, and other unfair practices by payday lenders, to encourage the States to license and closely regulate payday lenders, and for other purposes.&lt;br /&gt;&lt;br /&gt;    </content>
  </entry>
  <entry>
    <title>Bill Introduced: H.R.1619 Loan Shark Prevention Act</title>
    <link href="http://www.opencongress.org/bill/109-h1619/show" rel="alternate"/>
    <id>tag:opencongress.org,2005-04-13:/action/71490</id>
    <updated>2005-04-13T00:00:00Z</updated>
    <content type="html">
To amend the Truth in Lending Act to protect consumers from usury and unreasonable fees, and for other purposes.&lt;br /&gt;&lt;br /&gt;    </content>
  </entry>
  <entry>
    <title>Bill Introduced: H.Con.Res.107 Supporting the goal of increased homeownership in the United States and recognizing the importance of homeownership programs, fair lending laws, and fair housing laws in achieving that goal.</title>
    <link href="http://www.opencongress.org/bill/109-hc107/show" rel="alternate"/>
    <id>tag:opencongress.org,2005-03-17:/action/74706</id>
    <updated>2005-03-17T00:00:00Z</updated>
    <content type="html">
Supporting the goal of increased homeownership in the United States and recognizing the importance of homeownership programs, fair lending laws, and fair housing laws in achieving that goal.&lt;br /&gt;&lt;br /&gt;    </content>
  </entry>
  <entry>
    <title>Bill Introduced: H.R.1182 Prohibit Predatory Lending Act</title>
    <link href="http://www.opencongress.org/bill/109-h1182/show" rel="alternate"/>
    <id>tag:opencongress.org,2005-03-09:/action/72302</id>
    <updated>2005-03-09T00:00:00Z</updated>
    <content type="html">
To amend the Truth in Lending Act to impose restrictions and limitations on high-cost mortgages, to revise the permissible fees and charges on certain loans made, to prohibit unfair or deceptive lending practices, and to provide for public education and counseling about predatory lenders, and for other purposes.&lt;br /&gt;&lt;br /&gt;    </content>
  </entry>
  <entry>
    <title>Bill Introduced: H.R.392 Retirement Security Education Act of 2005</title>
    <link href="http://www.opencongress.org/bill/109-h392/show" rel="alternate"/>
    <id>tag:opencongress.org,2005-01-26:/action/76368</id>
    <updated>2005-01-26T00:00:00Z</updated>
    <content type="html">
To establish a grant program to enhance the financial and retirement literacy of mid-life and older Americans and to reduce financial abuse and fraud among such Americans, and for other purposes.&lt;br /&gt;&lt;br /&gt;    </content>
  </entry>
  <entry>
    <title>Bill Introduced: H.R.97 Servicemembers Anti-Predatory Lending Protection Act</title>
    <link href="http://www.opencongress.org/bill/109-h97/show" rel="alternate"/>
    <id>tag:opencongress.org,2005-01-04:/action/76049</id>
    <updated>2005-01-04T00:00:00Z</updated>
    <content type="html">
To establish requirements with respect to the terms of consumer credit extended by a creditor to a servicemember or the dependent of a servicemember, and for other purposes.&lt;br /&gt;&lt;br /&gt;    </content>
  </entry>
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