Open Congress : Major Bill Actions in Credit bureaus

Bill Introduced: S.2753 Credit Card Reform Act of 2008

2008-03-12T00:00:00Z

A bill to protect consumers, and especially young consumers, from skyrocketing credit card debt, unfair credit card practices, and deceptive credit offers.

Bill Introduced: S.2088 National Security Letter Reform Act of 2007

2007-09-25T00:00:00Z

A bill to place reasonable limitations on the use of National Security Letters, and for other purposes.

Bill Introduced: H.R.3587 Homeowners' Emergency Mortgage Assistance Act

2007-09-19T00:00:00Z

To establish a program to assist homeowners experiencing unavoidable, temporary difficulty making payments on mortgages insured under the National Housing Act.

Bill Introduced: H.R.3525 FACT Act Rulewriting Improvement Act of 2007

2007-09-14T00:00:00Z

To require rapid implementation of guidelines and regulations regarding the accuracy of consumer information furnished to consumer reporting agencies that were required to be established by the Fair and Accurate Credit Transactions Act of 2003 and have not been implemented, to provide that the Federal Trade Commission shall take the lead in implementation of the guidelines and regulations, and for other purposes.

Bill Introduced: H.R.3421 Credit Protection Act of 2007

2007-08-03T00:00:00Z

To amend the Truth in Lending Act to prohibit universal defaults on credit card accounts and to require minimum payment disclosures for accounts under an open end consumer credit plan, and for other purposes.

Bill Introduced: H.R.3316 Identity Theft Protection Act of 2007

2007-08-02T00:00:00Z

To amend the Fair Credit Reporting Act to provide individuals the ability to control access to their credit reports, and for other purposes.

Bill Introduced: H.R.3020 Microloan Amendments and Modernization Act

2007-07-12T00:00:00Z

To amend the Small Business Act to improve the Microloan program, and for other purposes.

Bill Introduced: H.R.2885 Credit Monitoring Clarification Act

2007-06-27T00:00:00Z

To amend the Credit Repair Organizations Act to clarify the applicability of certain provisions to credit monitoring services, and for other purposes.

Bill Introduced: H.R.2855 Wounded Heroes' Bill of Rights Act

2007-06-25T00:00:00Z

To provide for transitional emergency assistance to certain members of the Armed Forces and veterans who are severely injured while serving on active duty, to expand and improve programs for caregiver services for those members and veterans, to require improved screening and care for traumatic brain injury for returning servicemembers and veterans, and for other purposes.

Bill Introduced: S.1642 Higher Education Amendments of 2007

2007-06-18T00:00:00Z

A bill to extend the authorization of programs under the Higher Education Act of 1965, and for other purposes.

Bill Introduced: H.R.2568 Credit Agencies Identity Theft Responsibilities Act of 2007

2007-06-05T00:00:00Z

To amend the Fair Credit Reporting Act to establish additional reporting requirements to enhance the detection of identity theft, and for other purposes.

Bill Introduced: S.1530 Rent-To-Own Reform Act of 2007

2007-05-25T00:00:00Z

A bill to amend the Consumer Credit Protection Act, to protect consumers from inadequate disclosures and certain abusive practices in rent-to-own transactions, and for other purposes.

Bill Introduced: S.1405 Seasoned Customer CTR Exemption Act of 2007

2007-05-16T00:00:00Z

A bill to enhance the ability of community banks to foster economic growth and serve their communities, boost small businesses, increase individual savings, and for other purposes.

Bill Introduced: S.1260 Data Security Act of 2007

2007-05-01T00:00:00Z

A bill to protect information relating to consumers, to require notice of security breaches, and for other purposes.

Bill Introduced: S.1202 Personal Data Protection Act of 2007

2007-04-24T00:00:00Z

A bill to require agencies and persons in possession of computerized data containing sensitive personal information, to disclose security breaches where such breach poses a significant risk of identity theft.

Bill Introduced: S.1178 Identity Theft Prevention Act

2007-04-20T00:00:00Z

A bill to strengthen data protection and safeguards, require data breach notification, and further prevent identity theft.

Bill Introduced: H.R.1869 Seasoned Customer CTR Exemption Act of 2007

2007-04-17T00:00:00Z

To enhance the ability of community banks to foster economic growth and serve their communities, boost small businesses, increase individual savings, and for other purposes.

Bill Introduced: H.R.1852 Expanding American Homeownership Act of 2007

2007-03-29T00:00:00Z

To modernize and update the National Housing Act and enable the Federal Housing Administration to use risk-based pricing to more effectively reach underserved borrowers, and for other purposes.

Bill Introduced: H.R.1851 Section 8 Voucher Reform Act of 2007

2007-03-29T00:00:00Z

To reform the housing choice voucher program under section 8 of the United States Housing Act of 1937.

Bill Introduced: H.R.1685 Data Security Act of 2007

2007-03-26T00:00:00Z

To protect information relating to consumers, to require notice of security breaches, and for other purposes.