Open Congress : Major Bill Actions in Mortgage banks

Bill Introduced: H.R.6853 Nationwide Mortgage Fraud Task Force Act of 2008

2008-09-08T20:00:00Z

To establish in the Federal Bureau of Investigation the Nationwide Mortgage Fraud Task Force to address mortgage fraud in the United States, and for other purposes.

Bill Enacted: H.R.3221 Housing and Economic Recovery Act of 2008

2008-07-29T20:00:00Z

A bill to provide needed housing reform and for other purposes.

July 29, 2008: Became Public Law No: 110-289.

Bill Signed by President: H.R.3221 Housing and Economic Recovery Act of 2008

2008-07-29T20:00:00Z

A bill to provide needed housing reform and for other purposes.

July 29, 2008: Signed by President.

Bill Sent To President: H.R.3221 Housing and Economic Recovery Act of 2008

2008-07-28T20:00:00Z

A bill to provide needed housing reform and for other purposes.

July 28, 2008: Presented to President.

Bill Sent To President: H.R.3221 Housing and Economic Recovery Act of 2008

2008-07-25T20:00:00Z

A bill to provide needed housing reform and for other purposes.

July 25, 2008: Cleared for White House.

Bill Introduced: S.2901 Encouraging Mortgage Modifications Act of 2008

2008-04-22T20:00:00Z

A bill to encourage residential mortgage loan modifications and workout plans, and for other purposes.

Bill Introduced: H.R.5857 Homeownership Protection and Housing Market Stabilization Act of 2008

2008-04-21T20:00:00Z

To establish licensing and registration requirements for residential mortgage originators, improve mortgage disclosures, create an Office of Housing Counseling, to provide incentives to facilitate loan modifications, reform the regulation of the Government Sponsored Enterprises, modernize the Federal Housing Administration, improve home ownership for veterans, reform appraisal activities, and combat mortgage fraud, and for other purposes.

Bill Introduced: H.R.5830 FHA Housing Stabilization and Homeownership Retention Act of 2008

2008-04-16T20:00:00Z

To create a voluntary FHA program that provides mortgage refinancing assistance to allow families to stay in their homes, protect neighborhoods, and help stabilize the housing market.

Bill Introduced: S.2801 Mortgage Enhancement and Modification Act of 2008

2008-04-01T20:00:00Z

A bill to help families avoid foreclosure and stay in their homes by encouraging reasonable and responsible modifications for unworkable and impractical mortgage loans, and to help preserve the rights of investors by reaffirming the basic obligations of their investment agents to achieve the most beneficial outcomes for their clients and for other purposes.

Bill Introduced: H.R.5579 Emergency Mortgage Loan Modification Act of 2008

2008-03-10T20:00:00Z

To remove an impediment to troubled debt restructuring on the part of holders of residential mortgage loans, and for other purposes.

Bill Introduced: S.2595 S.A.F.E. Mortgage Licensing Act of 2008

2008-02-05T19:00:00Z

A bill to create a national licensing system for residential mortgage loan originators, to develop minimum standards of conduct to be enforced by State regulators, and for other purposes.

Bill Introduced: S.2391 Government Sponsored Enterprise Mission Improvement Act

2007-11-15T19:00:00Z

A bill to provide for affordable housing relief, and for other purposes.

Bill Introduced: H.R.4178 Emergency Mortgage Loan Modification Act of 2007

2007-11-13T19:00:00Z

To amend the Truth in Lending Act to remove an impediment to troubled debt restructuring on the part of holders of residential mortgage loans, and for other purposes.

Bill Introduced: S.2325 Expanding American Homeownership Act of 2007

2007-11-07T19:00:00Z

A bill to modernize and update the National Housing Act and enable the Federal Housing Administration to use risk-based pricing to more effectively reach underserved borrowers, and for other purposes.

Bill Introduced: H.R.3915 Mortgage Reform and Anti-Predatory Lending Act of 2007

2007-10-21T20:00:00Z

To amend the Truth in Lending Act to reform consumer mortgage practices and provide accountability for such practices, to establish licensing and registration requirements for residential mortgage originators, to provide certain minimum standards for consumer mortgage loans, and for other purposes.

Bill Introduced: H.R.3837 Escrow, Appraisal, and Mortgage Servicing Improvements Act

2007-10-15T20:00:00Z

To require escrows for certain mortgage loans, to improve mortgage servicing, to promote sustainable homeownership opportunities, to enhance appraisal quality and standards, to better appraisal oversight, to mitigate appraiser pressure, and for other purposes.

Bill Introduced: H.R.3813 Mortgage Kickback Prevention Act of 2007

2007-10-09T20:00:00Z

To amend the Truth in Lending Act to prohibit mortgage originators from receiving incentive compensation that varies with the terms of a residential mortgage loan and from steering consumers to residential mortgage loans that are not in the consumers' best interest, and for other purposes X.

Bill Introduced: H.R.3777 Protecting Access to Safe Mortgages Act

2007-10-08T20:00:00Z

To temporarily raise the portfolio caps applicable to Freddie Mac and Fannie Mae, to provide the necessary financing to curb foreclosures by facilitating the refinancing of at-risk subprime borrowers into safe, prime loans, to preserve liquidity in the mortgage lending markets, and for other purposes.

Bill Introduced: H.R.3725 Mortgage Disclosure Simplification Act of 2007

2007-10-01T20:00:00Z

To amend the Real Estate Settlement Procedures Act of 1974 to require the submission to each borrower under a federally related mortgage loan of a one-page description of the essential terms of the loan.

Bill Introduced: H.R.3705 Fair Disclosure for Homeowners Act of 2007

2007-09-26T20:00:00Z

To amend the Truth in Lending Act to require notice to consumers of an upcoming adjustment or reset date with respect to hybrid adjustable rate mortgages, and for other purposes.