H.R.3548: Worker, Homeownership, and Business Assistance Act of 2009

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Article summary (how summaries work)
The Worker, Homeownership, and Business Assistance Act of 2009, formerly The Unemployment Compensation Extension Act of 2009 (H.R.3548), is legislation which aims to extend Emergency Unemployment Compensation for Americans who have been unemployed for extended periods of time, and have exhausted regular unemployment benefits. The version approved in the House in September 2009 would provide an additional 13 weeks of Emergency Unemployment Compensation for unemployed Americans whose unemployment benefits were expiring. [1] The Senate version of the legislation further expands that coverage to 14 weeks for almost all states and and extra 6 weeks for those states with unemployment rates of 8.5% or above.


Current status

Bill is law. See the Benefit Wiki for history of progress through Congress and details of the bill.


PLEASE NOTE: Since this forum wiki was set up, HR 3548 has been the bill that has advanced, not S. 1699, though much discussion has continued on the S. 1699 forum. Since several bills have been proposed having to do with unemployment, and the hot debate now surrounds HR 3548, we have added the latest news and other benefit info and action alerts to the new Benefit Wiki:


From the OC comments forums you can reach the Benefit Wiki directly by clicking on the UPPER RIGHT wiki link and follow the Benefit Wiki link there. (The lower left link comes to this specific "bill wiki.") Please visit the Benefit Wiki, where you can also view and post state info via the links on the map at the bottom of the page.

Bill details

If HR3548 passes with the proposed amendment SA2668, this is how it will go: (10-10-09)
Tier 2 - 14 weeks for everyone.
Tier 3 - 13 weeks for those at or over 6.5% 3 month average.
Tier 4 - 6 weeks for those at or over 8.5% 3 month average.
They added Limitation rules so if your state already got Tier 2 - you will get the one extra week from the new Tier 2 and then will trigger on to Tier 3 and if you are over 8.5% average, then trigger on to Tier 4.
If your state hasn't got Tier 2 yet - you will get the 14 weeks and if you go over 6.5% average you will trigger on to Tier 3 and then if you go over 8.5% average trigger on to Tier 4.[2]

Articles and references


  1. Open Congress' info page on (Unemployment Compensation Extension Act of 2009)
  2. Associated Press www.msnbc.msn.com/id/33230509/ns/politics-capitol_hill/

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External resources

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