Mortgage Reform and Anti-Predatory Lending Act of 2007

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Article summary (how summaries work)
The bill was introduced to amend the Truth in Lending Act to reform consumer mortgage practices and provide accountability for such practices, to establish licensing and registration requirements for residential mortgage originators, to provide certain minimum standards for consumer mortgage loans.Lobbying Transparency Act of 2007 on [1].


House Action

The House of Representatives voted on H.R. 3915 on November 15, 2007.

Same for all scorecards:
Scored vote

Scorecard: FreedomWorks 2007 House Scorecard

Org. position: {{{Vote position 1}}}


"This bill imposes unnecessary regulations and exposes lenders to increased liability, which will have the net effect of making mortgage loans harder to get for many Americans. Although mortgage reform is necessary, HR 3915 fails to set clear guidelines for lending companies and opens the door for lawsuit abuse. “Nay” votes scored."

(Original scorecard available at:

Scored vote

Scorecard: National Journal 2007 House Scorecard

Org. position: {{{Vote position 2}}}


"Revise mortgage lending rules, including by setting minimum standards for home loans. November 15. (291-127)"

(Original scorecard available at:

Articles and resources

See also


    External resources