National Affordable Housing Trust Fund Act of 2007

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Article summary (how summaries work)
The National Affordable Housing Trust Fund Act of 2007 (H.R.2895) was a bill in the 110th Congress "to establish the National Affordable Housing Trust Fund in the Treasury of the United States to provide for the construction, rehabilitation, and preservation of decent, safe, and affordable housing for low-income families.” (Official title)[1]


Current status

Bill summary

  • Establishes the National Affordable Housing Trust Fund in the Treasury of the United States (Sec. 2).[1]
  • Increases the amount of funding appropriated for housing counseling under the Housing and Urban Development Act of 1968 by $100.00 million for each of the fiscal years 2008 through 2012 (Sec. 2).[1]
  • Appropriates $25.00 million for each of the fiscal years 2008 through 20012 for increasing funding for the improvement of technology, procedures, processes, program performance, and salaries for mortgage insurance programs under the National Housing Act (Sec. 2).[1]
  • Requires the Secretary of Housing and Urban Development to establish a formula for allocating money for housing assistance among states, Indian tribes, insular areas, and local jurisdictions based on the needs and population of the area and the funding for each fiscal year (Sec. 2).[1]
  • Allows organizations receiving grants from the Trust Fund to give preference to awarding affordable housing grants to first responders, public safety officers, teachers, and other eligible public employees (Sec. 2).[1]
  • Requires at least 75 percent of Trust Fund grant amounts to be used for affordable housing to families whose incomes do not exceed the higher amount of either the poverty line for a family of the size involved or 30 percent of the median family income for their location (Sec. 2).[1]
  • Allows a family to receive a rent contribution grant of up to 30 percent of the family's adjusted income if the rental unit is legally bound to charge a rent equal to the lesser of the existing fair market rental and 30 percent of the adjusted gross income of a family whose income is 65 percent of the median income for the area (Sec. 2).[1]
  • Requires preference for housing assistance grants to be given to families who have applied to a public housing agency for assistance and been on the Section 8 or Public Housing waiting list for 12 months or longer (Sec. 2).[1]

Key votes

  • Vote to pass a bill that creates a trust fund to increase the availability of affordable housing for low-income families.[1]

Same for all scorecards:

Scored vote

Scorecard: FreedomWorks 2007 House Votes

Org. position: {{{Vote position 1}}}


"This act would create more layers of bureaucracy by duplicating the efforts of the existing HUD department as well as directly competing with that department for already limited funds. Rather than creating a more complex web of bureaucracy, the government should be streamlining and modernizing HUD. “Nay” votes scored."

(Original scorecard available at:

Scored vote

Scorecard: American Conservative Union 2007 House Scorecard

Org. position: Nay


"The House created a new federal welfare program to assist in the construction, rehabilitation and preservation of “affordable” housing for low-income families. The fund would be financed from existing federal housing and lending agency income. ACU opposed this new program"

(Original scorecard available at:

Scored vote

Scorecard: Drum Major Institute 2007 House Scorecard

Org. position: Aye


"For low-income workers striving to work their way up to a middle-class standard of living, the soaring cost of housing—for renters as well as owners—is a daunting obstacle. More than one out of every seven American households spends more than half their income just to keep a roof over their heads. What’s more, the lack of affordable housing extends not only to traditionally high-cost areas on the East and West coasts, but into the metro areas of cities like Indianapolis and Denver as well. In this case, the market has simply failed to meet a critical human need. This legislation provides a streamlined means for the public to fund low-income housing that will not be created by any other means. Channeling funds through states and localities provides the flexibility to meet local needs, while the strong federal criteria for the types of projects that are eligible ensures that the trust will benefit those who need it most. The establishment of a National Affordable Housing Trust fund to build, repair, and maintain housing will help more than a million American families find safe, stable homes—a prerequisite for working towards the middle class."

(Original scorecard available at

Scored vote

Scorecard: National Journal 2007 House Scorecard

Org. position: {{{Vote position 4}}}


"Create an affordable-housing trust fund for low-income families. October 10. (264-148)"

(Original scorecard available at


  • National AIDS Housing Coalition
  • National Low Income Housing Coalition

Articles and resources

See also


  1. 1.0 1.1 1.2 1.3 1.4 1.5 1.6 1.7 1.8 1.9 Project Vote Smart’s info page on National Affordable Housing Trust Fund Act of 2007 (H.R.2895).